We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Pulling my frugal pants on.
Options
Comments
-
Oooh, clever 😊 Sounds really interesting. Hope you enjoy it.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Workshop was OK, but found it very difficult to get into the inspired zone as the youngest was in town and kept pop backing. The theory behind it all was very interesting.
DH managed to prep the eldest room for painting which hopefully will be started today. Totally exhausted by 6 and fell asleep which meant sleeping when I should of been sleeping was difficult. Blood test on Monday to see if my B12 injection date needs moving. I'm wondering if my iron levels are low and that's why I've been so tired the last couple of months.
Frugalness for yesterday
1. Batched cooked carnivore spag bol (7) and Veggie spag bol(5). Added loads of veggies to pad it out included some shredded courgette from the summer
2. Cut up another tube of cream from the youngest discarded mountain of stuff to get what's left. I currently smell of roses.
3. Added the lonely 1p leftover from this week's spends to the fun pot
4. We both fell asleep, so didn't get to the pub as planned🤦🏻♀️🤣.
Jobs for today
1. Visit the allotment and dig up the rest of the leeks.
2. Make soup
3. Start decorating eldest room
4. Sort airing cupboard
Love 🐞
Grow your own: £14.663 -
£31.10 in the fun pot. Rang fil, we are going to the allotment for half an hour. He's not well at the moment, so hopefully so fresh air will lift his spirit if nothing else. I'm going for veggies and seeing how it's weather these last couple of weeks without us.
Love 🐞
Grow your own: £14.663 -
Hope the allotment was restorative for FiL and you got a good haul of leeks 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Leek haul was pitiful KK, but the forced rhubarb was fantastic. Fil was glad to get up there but was very tired after an hour. Planning to take him up again at the weekend to sow more broad beans. He can stand and put them into pots in the greenhouse. Rhubarb currently in the oven with a layer of crumble. Popped to mums house to give her car a run out and to pick up her ice cream maker as you can't have crumble without ice cream. Also picked up additional clothes, some knitting and crocheting.
Frugalness
1. Homegrown rhubarb crumble and ice cream
2. Batch cooked soup (10 portions)
3. Harvested rhubarb, leeks, psb and parsnips.
4. Wm, car dw going on cheap tariff times.
5. Starting on another book swap book.
6. Used nature's tumble dryer
Love 🐞
Grow your own: £14.663 -
Well done on the rhubarb 😊 You must be further south than me as my rhubarb is only just starting to surface. Can’t force mine this year as I did it last year - only have one clump. I thought I didn’t like it and then I made crumble with part flour, part ground almonds - Yee gods, the transformation! 🤩
Glad FiL felt some benefit 😊
I was using your phrase this weekend of ‘using nature’s tumble dryer’ - far more successfully yesterday (2 loads pretty well fully dry) than Friday when we had hot sunshine followed by epic showers! Had to respin my washing in the end!! 🤷♀️😂😂
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
KK I use a combination of oats, flour and nuts to make my crumble topping and some times the odd teaspoon of ground ginger.
Had a bit of a wobble today when talking to the Dr regarding a health condition as they mentioned the possibility of it becoming cancerous. Was not prepared for that one. Ended up Dr googling and the chances of that happening are slim but possible. So every month regular visual and physical self check required. Good job I'm flexible. Blood test this afternoon, she couldn't find a vein. Full kit and kaboodle been tested for, results by Thursday 🤞. Kept myself busy, cleaning, decluttering and running around trying to get stuff SORTED. Managed to upload bank statements for mortgage, the whole process seems to be never ending.
Frugalness
1. Used nature's tumble dryer.
2. Found some more stuff to sell. Really must get the ball rolling with this one.
3. Tea - plot provided potatoes, garlic and psb
4. No money spent except for hay-fever meds for the youngest.
Love🐞
P. S. The eldest has been offered her preferred PhD at her current uni🎉
Grow your own: £14.662 -
That's a wee bit sobering but positivegrin vibes your way.
Great news for your DDI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
That sounds like a tough day. Well done for persisting. Be gentle with yourself.
Yaay for the PhD offer 🎉🥳😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 39 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
What a busy day yesterday was. Took mil shopping, visited dad and listened to him moan about pretty much everything. He asked about mortgage so told him what has happened, so he is no longer going to give us the amount we asked for (other 2 relatives are still going to even though we've explained we don't need them too), but is going to give me and my sister a smaller amount . My mum is not happy with this and wants to have words with him but I've told not to. It's his money and he can do what he likes with it. In fact I'd rather not have anything from him, then I'm not beholden to him if you catch my drift. Then took the youngest to their orthotics appointment to be measured for new insoles and shoes. Forgot my chiropractic appointment. Had words with DH about I need more support as I'm knackered. He cooked tea bless him and took miss giddychops for a walk as I fell asleep. What a day!!!!! On a positive note the youngest is now showering themselves. Super proud of them, however I think my water bill and electric bill will be going up as its now their new obsession. They've showered every day since they found they can do it🤣.
Today is a brand new day and I'm sat in the wonderful sunshine at the plot and the birds are singing their hearts out. It's good to be alive.
Love 🐞
Grow your own: £14.666
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards