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Pulling my frugal pants on.
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ladybird1106 said:Oh joy, I'm now ill.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
ladybird1106 said:Oh joy, I'm now ill.1
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Oh no lb I am so sorry, I bet your illness is being triggered partly by stress. Can you take an hour for some self-care? I hope your mum will be okay. Sending hugs xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Thanks everyone for your well wishes. Unless I make a full recovery in the next 4 hrs, plan B will be instigated. I'm supposed to transporting the eldest from their uni city to a coastal city for a PhD interview. A 7hr journey, a overnight stay and then a 4hr wander around the city whilst they have their interview. However I don't think I've got the energy, luckily I had pre-empted this happening and my wonderful sister is on stand by. She changed her shifts to make herself available. Plan is to drug myself up, collect the eldest and drop them off at their auntie's. It will knock 3 hours of their journey. Eldest would of come home yesterday but they have an important meeting with their professor at 10am today. So goodies are ready, altered trousers are ready and hotel booked. We will reimburse my sister and we have paid for her to have a separate room and will pay for a 2hr extension. 🤞
'Love it when a plan comes together'
Nothing about the next couple of days will be frugal.
Love 🐞
Grow your own: £14.662 -
Oh i'm so sorry to see you're still not well ladybird
Glad you have a lovely sister ready to step in and help. Something to be grateful for for sure
Good luck to your DD and her interview!
MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
1 -
Good to have a backup plan.Positive vibes for your DD.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Managed to pick up the eldest and dropped them off at my sister's. Came home and fell asleep on the sofa. Which is where I am still.
Love🐞
Grow your own: £14.661 -
Good job my sister did take the eldest yesterday as I spent most of the night awake feeling very sick and sweating. Think I will just take it easy and cancel our plans for the rest of the week.
Love🐞
Grow your own: £14.662 -
Feel better soon. ❤️🩹I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Poor Ladybird. Hope you feel better soon xAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 38 books of target 52 in 2025, as @ 27th July
Produce tracker: £227 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.0
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