We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Twinklies mortgage journey 2.0

1…252627282931»

Comments

  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    So, it’s been a busy few days.

    Weds - DS2 back to school. DS1 and I had an appointment at his school. DH and I back to work.
    Thursday - DS2s birthday (he had a great day).
    Friday - DS1 went back to school. And I had mediation for a refusal to assess for DS1. They have agreed to assess now - so yay!

    I sold something else on Vinted and listed another 5 pairs of PJs in 3 bundles. I had permission from myself to wait until Friday to list again. So I’m happy with the progress I’m making still. 😁

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Saturday - listed 4 more items to sell.
    Sunday - sold 3 items in a bundle. Yay.


    I’ve been absolutely exhausted this weekend. And DS1 does NOT want to go back to school tomorrow. I don’t think anything has happened, I just think it’s a lot for him. I really wish I knew how to help him.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    I’ve kept up with listing - yay me. I’ve just sold some more PJs that I listed yesterday in fact, so yay me. This week has been a year though, so haven’t listed quite as much as I would have liked.

    DS2 has gone back to school brilliantly, it’s gone better than I could have hoped for. DS1 however has really REALLY struggled. I’m not sure what to do with him. He ended the week well though so I’m genuinely hoping for a better week (fingers crossed). We could really do with this EP assessment hurrying up.

    I’m genuinely exhausted today. I feel like I was pulled in a million different directions last week and I just didn’t know whether I was coming or going. It didn’t help that work was much the same.

    Still, it’s weekend now so I can relax. Oh no, wait. DH is away and I’m solo parenting and have a dog still to walk. 🙄🤦🏼‍♀️ It’s fine. I’m talking the path of least resistance. It’ll all be fine.

    Do I sound convincing? 🤣

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Okay, I hate to say it but it’s actually been easier without DH. 🙄🤦🏼‍♀️ So much less cleaning to do.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • teapot2
    teapot2 Posts: 3,935
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    thats what one of my relatives reckons too when her OH is working long hours - not so much mess in the house!

  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    I’ve been a bit overwhelmed recently due to life events (it’s a bit too sensitive to discuss here and impacts others as well), so the wheels have fallen off everything. Then last week DH was poorly all week and now DS1 is.

    I feel terrible for DS1. He missed Christmas with being too poorly, was poorly again earlier in the year and now he’s poorly again. He should have had a 3.5 day weekend due to inset at school. However, he’s been ill since he came home on Thursday, so I feel terrible for him.

    I won £50 on premium bonds this month.

    The Vinted sales have kept on keeping on. Although I haven’t actually listed anything this last week.

    19 parcels have been sent in total.
    42 individual items with those parcels.
    £45.80 has actually cleared into my account in September.

    I still have £9 to come. So I’m pretty happy with that to be honest.


    Oh and I’ve booked a holiday for Easter. Yay!

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite

    Another crazy week but made a £200 OP to the mortgage. My plan is to also look into AVC's this weekend. I'm not paying into childcare vouchers anymore, so I'm thinking it might be a good plan to move that money into AVC's so I don't get use to having it.

    I went to watch my friend as lead in a theatre show last night. She was phenomenal. It was so amazing to see.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.7K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.1K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 605.8K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.