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Twinklies mortgage journey 2.0
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Well whilst the rest of the UK has been in chaos, we've been okay. The weather has been cold and frosty, now very wet, but we've missed the worst of it all. So life has been pretty normal here.
Still on with my cleaning binges and with trying to keep things on the up and up. Had a meeting for DS1 at school on Friday and they are going to apply for an EHC plan for him. I agree and also think it's time. So that's going to be on the hit list for this year - that said, it should help provide evidence for the DLA renewal as well.
So I'm now just plodding on with plodding on. Life still feels like at lot at the minute, but I don't see that getting better anytime soon.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
% of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 373 -
Plodding on is always good. Some days I wonder how I even manage to plod on.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.3 -
Argh. Wrote a long update and accidentally deleted it!Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
% of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371 -
Okay I was trying to say it’s been a spendy week.
• DS2 is singing in a show in March so had to buy tickets - £40.
• MOT for car - £239 (MOT, oil change, calliper needed doing).
• DS2 Dentist - needs some weird tooth mousse for one of his teeth £15.
• Hairdressers for me - it’s my luxury item so the cost is irrelevant in my opinion (my hairdresser is also a good friend).
• Prescription prepayment certificate for me - £32 (meds have all been updated so I’m trying some new stuff, hopefully it will help me feel better).I’ve also rebooked my dentist appointment to get my filling - so will have to fork out for that next week.
It’s that time of year where money just disappears isn’t it?Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
% of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 375 -
What cleaning products you use?
Im wanting to be more environmentally friendly and sustainable. I was gifted some Purdy and Figg stuff which I’m using at the minute and it’s lovely. But I’m also interested in hand wash, washing up liquid, laundry stuff, general house cleaning stuff.What do you guys recommend?Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
% of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 372 -
I quite like Method when it’s on offer.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.0 -
Also used some Method stuff - floor cleaner and a general kitchen cleaner. For hand wash, WUL and laundry I use SMOL0
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Right so I need to look at Method, SMOL and WUL is a new one for me. 🤔Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
% of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 370 -
Oh.teapot2 said:
Soz WUL is washing up liquid xtwinklie said:Right so I need to look at Method, SMOL and WUL is a new one for me. 🤔
That made me laugh...a lot. Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
% of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 371
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