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Twinklies mortgage journey 2.0

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  • beanielou
    beanielou Posts: 101,404
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
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    I’m not renowned for being sensible 🤣

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • twinklie
    twinklie Posts: 5,301
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    The boys have grown again. I have so much stuff to list on Vinted. How do you organise yourself enough to do it? I just want to get my house in order.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,301
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    edited 29 August at 6:52PM

    Got 9 different bundles listed today made up of approximately 29 individual items of clothes. All school clothes in the main.

    So much more to list but it’s a start. Just need people to hurry up and buy stuff now. 🤞🏻

    I might try and do the sports stuff tomorrow and then PJs. I’ve lots of lovely T-shirts to do as well as well as just general odds and ends.


    So far in August I’ve sold 2 things.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,301
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    Oh I sold stuff already. 6 items to go in one bundle. So 8 items gone in August. Yay.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • teapot2
    teapot2 Posts: 3,935
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    Well done on the sales, very encouraging when they go 🎉

  • twinklie
    twinklie Posts: 5,301
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    Got rid of another bundle of 4 things. It’s really encouraged me to list more stuff. It’s a full bag for life bag that’s empty now.

    It’s not even about the money (although it is helpful in creating funds for buying more bloomin clothes for the boys). It’s the space that’s created by getting rid of stuff. It’s just so lovely to say bye bye.

    I do hope I can keep it up though. I’m terrible for starting and then just giving up. 🙄🤦🏼‍♀️

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
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    So I had a great day yesterday. Went to play badminton and table tennis with DH and DS2. Then did a 2 mile walk. It was exhausting but lots of fun. Made me realise how unfit I am though. Ooophs.

    Good thing was I managed to post 3 parcels for Vinted whilst I was out - so yay me.

    Uploaded another 8 things on Vinted. Sold another this morning. So that’s now 8 bundles sold made up of 21 individual items. Yay me. I’m so pleased with myself.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • beanielou
    beanielou Posts: 101,404
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ambassador

    Great Vinted sales.

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan.[/b] [11 months left.[/b]
  • twinklie
    twinklie Posts: 5,301
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    edited 31 August at 10:35PM

    August Vinted Round up.

    Bundles listed - 26
    Number of individual items (including in bundles) listed - 44

    Total number of items removed from the house - 26.


    That’s 26 individual items that have gone bye bye.

    I’m so proud of myself. It sounds like a silly thing but it’s something I struggle to do. The items are quite bulky (trousers mainly) so it’s quite a bit of space won back.

    Clearly bank holiday is the time to list items for sale. Mental note made.

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
  • twinklie
    twinklie Posts: 5,301
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Forumite
    edited 1 September at 11:30PM

    Took the boys swimming today as a last hurrah for the holidays. Normal life resumes tomorrow. Well with the exception of DS1.

    Also posted the last of my Vinted parcels so I’m all up to date there. I managed to list 4 pairs of PJs too. So sticking with my listing vibe. Still not confident I’ll stick too it once normal life resumes though. 🙄

    Tomorrow’s mission - outside of work. Is to get DS2s birthday presents wrapped. I’ve not been able to do it with him in the house. He’s too much of a sneak. So it’s all systems go because it’s his birthday on Thursday!

    Reduction in daily mortgage interest since October 23 (new mortgage) - £2.84 December 25
    % of house owned/% of mortgage paid off. December 25 - 40.34%/33.36%
    MFiT-T7 #21
    MFW 2025 #2
    MF Date: Oct 37 Feb 37
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