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NST October 2023 A New Start
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Currently on my fourth toilet roll but the flood coming from my eyes and nose has gone down to a trickle. I look like a sad pink and white panda but I've just had a shower which improved things enough to be worth the effort. I've had my pills and eaten so am going to stay right where I am until I feel like moving and then it will be slow shuffling of things.
I'm now quietly excited about the way forward (moving those two into my grandma's house would mean I could go ahead with the adaptations to my house). and they can look at moving to Keighley when they get their act together.
Grateful for a way forward, having options, being able to gte things done in sub par conditions.
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I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.9 -
That is such a good idea, Grandmanerd. It would totally transform your life for the better. I so hope that it all comes off.
Got a lot of little things done today. Everything is starting to look so much better just doing a bit at a time as I go along and I'm feeling so much better because I can see the difference and I'm not getting so stressed about the mess.
Phoned the hairdresser and made an appointment for next week. Short bob is definitely an idea although it's been a very long time since I had short hair. The hairdresser is very good. I'm sure she'll have some good advice.
The Boy's lovely girl has Covid so they are avoiding visiting me just now. Honestly, I'm quite happy for them to live their lives the way they would like and just keep in touch. My own mother was so controlling. I really don't want to be like that.
Football on again tonight. Early to bed for me and ignoring the blow by blow account of the game when Himself eventually comes to bed. xxxx
Have adventures. laugh a lot and always be kind.9 -
I should have scaffolding on Saturday, according to Mr Roofer. But then again, I should have had it on 4 different occasions in the last 10 days, so we will see if anything actually happens. Watch this space!Scored 2 x mystery boxes from Herr L's saw Aubergine, so nabbed them both, did not look at anything else, now I have 8 aubergine + 2 in the fridge. 10 aubergine!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******8 -
Hello everyone, sorry for being a bit absent, I spent some time today catching up with the posts I missed in the past few days.
With all your daily progress you are all inspiring me to keep on top of things so that I can build back my routines and feel less overwhelmed.
The past few days have been a bit confused and not really as I was expecting them to go. I had a bereavement in the family (the second close relative in the past 5 months) the evening before my birthday, which rather dampened the excitement for the day. Sadly my family lives in a different country, and by tradition funerals there happen within 2, max 3 days, so it wasn't possible for me to go there this time. I am going for a weekend in 2 weeks, so looking forward to spending some time with my family then, and get lots of cuddles from my little nephew.
Today (and for the past week) I am grateful for:- Having the privilege to be getting older
- My OH who knows me so well and can always guess what I need in the moment
- Reconnecting and meeting a very dear friend after we drifted apart more than 6 years ago, it felt really good.
Debt free journey started 30/08/2023:
CC1 - 5,151.92 now 5,335.15
CC3 - 4,166.15 now 5,345.28
CC4 - 4,625.87 (balance transfer from CC2) now 5,717.24
Current outstanding: 16,397.67
Debt free by Jul 2027.
Challenges:
NSD Apr 2025 - 7/20
NST Apr 2025 -
#31 1p savings 2025 £32.40/£667.95
2025 Fashion on the ration - Coupons remaining 43.5/669 -
Sorry for your loss @laura_lau@grandmanerd. Hope your plan comes to fruition. As you say, they can move wherever they like once they get their act together!Sorry I have been absent this month. I was supposed to be away on holiday this week, but had to cancel because my brother is very ill. I am having to take him to multiple hospital visits atm. Another one early tomorrow. Not good prospects sadly. So frugality has gone out of the window a bit this month, with all the extra stuff I have had to buy, fuel for hospital visits and parking fees. Still, it can't be helped and I am happy to do whatever is needed to keep him as comfortable as possible. He doesn't really have anyone else, apart from a cousin who lives some distance away, but does visit when he can. Sad times.
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NST 🐢 & MF before 40 🤸9
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On a 4-day roll with waking early, getting the washing on, emptying the dishwasher, preparing the porridge pot, and creeping back upstairs into bed for a phone faff with a cup of tea.I was in the office today for an event. But to be honest I’d rather have been at home. It was completely unnecessary for me to be there. I ate the sandwiches provided for lunch and had a nice wee slice of cake. I said hello to a few people and got involved in some small chat. Could have saved my time, energy and the £4.50 train fair by just working from home. I really don’t know what I’ll do for work in the future. It worries me a bit. I don’t want to be back in an office unless it’s the most amazing place in the world and has an ice cream machine and free massages every day.
But I did use the opportunity of being in the city centre to buy some novelty shower gels to contribute to the school’s raffle collection for their sprout-day fundraising event.
This evening I was volunteering at DS’s school Halloween disco. It was really uplifting to see all the kids dressed up and having a great time.Grateful today for keeping up the helpful morning routine, for getting raffle prizes for the school, for the joy I got from the kids high on life (they hadn’t had any treats so it wasn’t sugar).NST 🐢 & MF before 40 🤸9 -
Hugs, Laura + Dawn. Take care of yourselves.You too, grandmanerd, looking as you do like a Barbie panda.Today I am grateful for dh cobbling together a car key that works (I lost the one and only key 3 days ago, in the house, but we just can't find it), for dc's friend coming over and said friend's mum staying to chat for a while, for finding a new pattern to make small felt (not felted), hand-sewn elephants with dungarees, for living somewhere with such a good bus network, for still wearing my shorts when out and about.F0xh0les, I lurve fisherman's friends!NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!9
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Good evening 🌓
Sorry for being AWOL. Caught up on posts. Sorry to hear about your bereavement laura_lau.
Not quite sure where the last few days went. Like Alice I fell into a bit of a rabbit hole. Bought some snacks in for a friend and ended up not meeting in the end so was left with loads of naughty things I haven't been buying which then got demolished over 2 days. I made the mistake of just entering a bag of haribos and a tube of pringles into my calorie app - over 1500 calories! That's nearly my day's allowance - on top of what I had eaten x 2 days. It is no wonder I never lose any weight. Annoyingly I had bought healthier alternatives in - I just have no will power if I am feeling a bit low.
Anyhow - nice day yesterday. Saw folks and Mum was in good spirits. Chore day catch up at home today.
Today/Yesterday I am grateful for:
1) All the lovely staff that care for Mum
2) Understanding and supportive friends
3) My PC which keeps me sane sometimes
Tuesday/Yesterday were spend days
Today = NSD number 10
Catch you tomorrow everyone x
⭐ DEBT FREE : 18/02/2025 ⭐
Follow your heart & be true to yourself always
My life is full of abundance and prosperity
NST April: Food/Spends = £240.00/£60.00 NSD = 7 /12
Be kind - Eat well - Exercise - Be mindful10
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