The Three C's - Coffee, Clothes & Credit Cards

Sarahwithlove

Wages have come in, including some overtime pay. Topped up the new Sinking funds and added to the savings pot for the car costs next month. All other funds split out including the usual £50 DD to credit card and £50 Overpayment. 

Went and had my nails done today £15 that was from last months pot. Went for a coffee which was £5 in cash so transferred that into my credit card OP pot. Mini shop at Tesco which I rounded up to £10 so OP pot is currently sitting at £36.99. 

No major plans for weekend, friend coming round tomorrow evening so I can do her nails for her holiday. Need to tidy the flat up some more. My brother and sis in law are also coming round to help move sofa bed back into spare room. I need to get into cupboard it's blocking so I can take a picture of my passport. I cleared the space for it in spare room today. I will then try and make that room more organised for working from it on Monday. 

Probably need to do another top up shop but may use deliv3roo as got 50% off voucher to be used by tomorrow. Have to spend £20 but I need some household items so sure it won't take long. 

Sarahwithlove

Quiet day today for me, did some housework and popped to shops for some chocolate and crisps. £2 spent and then ordered some more disposable air fryer liners £8.

A friend came round so I could do her nails for her ready for her holiday. Was good to catch up. 

My brothers coming round tomorrow to move the sofa bed and I need to do my top up shop. But that's it. Back to work on Monday so trying not to overdo it. 

Sarahwithlove

How is it Monday already and my week off gone? Haven't come back to as much work as I expected so that's good news. 

Most of my direct debit have come out today, and I moved one that's due later in month to my old Lloyds account. My plan is to then do a bank switch with those 2 direct debit.

Yesterday only expense was a top up food shop, I say top up but I generally don't do a big shop anymore. I find fruit and salad doesn't last more than a few days so easier to buy for a few days at a time. Also helps as I get bored with food easily. Anyway that has been rounded up to £27 which means my CC OP pot currently sits at £41.07 as I transferred across the interest from my Sinking fund pots. 

No plans to make any purchases today so hopefully a NSD 

Blackcats

It's great how throwing "spare" £'s into a particular debt or savings pot makes such a difference.  A couple of months ago I was sharing extra money from interest, sales, cashback etc across various pots but none of them seemed to grow much.  Now I focus on one at a time it seems so much better.  I set a small £250 aim for my replacement tech/appliance pot and have reached that.  Now I'm focussing on getting £250 into my well-being pot (teeth, eyes, physio etc).    Next will be the concerts/memberships/season ticket pot.  Then back round the loop.

hope work goes well this week.

Sarahwithlove

Blackcats said:

It's great how throwing "spare" £'s into a particular debt or savings pot makes such a difference.  A couple of months ago I was sharing extra money from interest, sales, cashback etc across various pots but none of them seemed to grow much.  Now I focus on one at a time it seems so much better.  I set a small £250 aim for my replacement tech/appliance pot and have reached that.  Now I'm focussing on getting £250 into my well-being pot (teeth, eyes, physio etc).    Next will be the concerts/memberships/season ticket pot.  Then back round the loop.

hope work goes well this week.

That's a good idea. Usually I'd of used it for my away games for football but as season hasn't started I'm doing credit card instead. Though I am planning on doing my football tickets from my spending money as that's where it should really come from. So need to reign in my spending and hopefully save some buffer in my personal spends for future tickets. 

So today didn't end up as a NSD as ordered a mini desk fan for my desk at home. That way I can leave my one for office in my work rucksack. £9 after round up. 

LzzyIsGod

I also like the "save the change" function the bank offers and choose a pot at a time to target - the odd few pence doesn't half add up quickly 

Sarahwithlove

LzzyIsGod said:

I also like the "save the change" function the bank offers and choose a pot at a time to target - the odd few pence doesn't half add up quickly 

It sure does and its something I don't really notice either. 

daintydaisy

I noticed you said you buy disposable air fryer liners, have you thought about getting silicone ones? We have the and just wash them after use. Could save you a few extra ££ in the long term. 

Makingabobor2

daintydaisy said:

I noticed you said you buy disposable air fryer liners, have you thought about getting silicone ones? We have the and just wash them after use. Could save you a few extra ££ in the long term. 

another vote for silicone liners. They are so much easier to clean than cleaning the actual fryer. 

Sarahwithlove

Makingabobor2 said:

daintydaisy said:

I noticed you said you buy disposable air fryer liners, have you thought about getting silicone ones? We have the and just wash them after use. Could save you a few extra ££ in the long term. 

another vote for silicone liners. They are so much easier to clean than cleaning the actual fryer. 

I do have silicone ones but I find the disposable ones better for items I want crispier. They aren't overly expensive either and I like that I don't have more washing up. So for me at the moment the expense is worth it.