The Three C's - Coffee, Clothes & Credit Cards

Sarahwithlove

July feels like the longest month ever. Really struggling with motivation to cook and had way too many takeaways and meal deals.

Don't have much left in the budget so bound to go over, this means the extra money I got from overtime is basically going on paying that back. 

Seems our payrise has been agreed, will be an extra £50 per month after deductions from Septembers pay and it gets backdated to April. 

So after car had its MOT and few days later the one tyre they didn't change blew. So had to get a new tyre and car tax was also due. Add home insurance costs and it's been an expensive month. 

My friend is visiting this weekend with her kids, we will eat out most of the weekend so not gonna be cheap. But I have no plans for rest of month so need to try and keep costs down. 

Wish me luck 

Newstartforme

Hope you had a nice time with your friend and her family and that it wasn't too costly . Also hope your back is alright.  Similar payrise here , not sure it covers all the rises in groceries , council tax etc 

Sarahwithlove

Newstartforme said:

Hope you had a nice time with your friend and her family and that it wasn't too costly . Also hope your back is alright.  Similar payrise here , not sure it covers all the rises in groceries , council tax etc 

No but I went up a step on the pay scale in April as well so combo does for me. Luckily.

Weekend was good thanks, im knackered now and back is hurting. Managed to have a massage today which has helped a bit. Not ready for work again tomorrow though. 

I'm so poor, the weekend basically went on my monzo credit card and will be paid off by my overtime pay on payday. I really need to plan better for their trip next year as always expensive. But I had a great weekend and it's only once a year. Fortunate that I did overtime and the cost is covered. 

I looked back through my spending for the month and realised I need to really control my spending. Too many bakery lunches, takeaways and random purchases.