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And now we go again...

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Comments

  • Having experimented with the purchase of a commercial fresh bread sauce this year, I can report that I shan’t be doing that again! Grey, watery and tasteless, and nothing like the yummy, creamy deliciousness of homemade. 

    I hope that all your plans for the day worked out well and that you had a wonderful time. 
  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Coming late to the party - but I hate bread sauce (but only had at a pub or equivalent I think, mint sauce and cranberries.

    Glad you enjoyed the festivities and are now having a well earned rest. Happy New Year if I don't catch you again in between.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Sorry to hear you have the lurgy. I'm full of it, caught it from DGS3 on Boxing Day. Hope yours doesn't develop into anything worse, I'm aching all over with mine.  
    Enjoy your walk
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £850/£3000
    .

    Studies/surveys  November £0

    Decluttering items 1370/
    2025
    Books read    20
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Commiserations from another cold sufferer. I am not happy about the additional spends on tissues this week!
    Glad you got at least some of your planned tube trip in. 
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 60

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • jwil
    jwil Posts: 22,536 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you both feel better soon!
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
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