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  • beanielou
    beanielou Posts: 96,768 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    That’s some list! 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • I'm 'avin spuds 😂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 59

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • milann
    milann Posts: 11,524 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Sounds as if you’re all planned and sorted 👍
    January spends - £587.58
  • Sun_Addict
    Sun_Addict Posts: 24,449 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    My employer doesn’t pay until the very last working day of the month and that includes December. They are renowned for holding onto their money 😆
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
  • rtandon27
    rtandon27 Posts: 6,100 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    edited 21 December 2023 at 6:23PM
    Mine is the same SA - it will be the 29th before it hits my account - monthly pay always feels worse in 5 week months but finally after many years I've learned to add extra to the food budgets in these months!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 7 MONTHS LEFT OF 20 YEARS (reduced by 17 mths)
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Hi, just thought i would de-lurk and say hi! Ive been following you and I love your focus and plans with the house and garden and also the MSE focus section. I do find that these boards help me to stay focused whilst trying to get our mortgage down.
    Merry Christmas!
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
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