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And now we go again...

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  • Loving the tree - looks so welcoming

    Well done on the Sains bargains - those boots sound fabulous
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • jwil
    jwil Posts: 21,862 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sorry about the beer festival.  Keyboard warriors are just the worst!
    "If you can dream it, you can do it". Walt Disney
  • I saw a few comments about the cancellation on twitter, amazing how many people think something should be done as long as it's someone else doing it! Nothing stopping them joining Camra and helping arrange a mini-fest in their area is there. Happy to DM you a list of decent boozers for a wee crawl in my neck of the woods if you start getting beer-itchy-feet although you probably know of them all already!
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hi EH - sorry you are disappointed both by the festival and people's poor reactions. Sounds like you know how to make the best of it. Are there any friends you will meet up with anyway that you'd ordinarily meet there. 

    Your home and garden projects sound good. You should take photos as you go along - you probably already are - but just so you can appreciate the scale of change from when you bought it to what it looks like even this time next year. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Blackcats
    Blackcats Posts: 3,871 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Sorry about the cancellation, but it sounds like the right decision and, to coin a phrase, onwards and upwards for 2025.
    why people feel the need to be negative from behind their keyboards is beyond me.  
    Good idea to have your short/medium/long term plan.  We are going to completely re-do our lounge in the spring so I'm having fun starting planning.  I'm browsing for sofas - when did they get so expensive?  I've got a few months to boost savings and to somehow "train" the cat that blissfully scratching the arms of the sofas needs to cease. 
  • We have had real joy and success with feeding the birds since we have both been at home. The peanuts always rotted and the fat based stuff, but we started with mixed no grow feed and meal worms (on a table or the ground) and halved apples till we built up the visitors - lots of blackbirds and thrushes. We then added sunflower kernels and a big feeding table which has seen a real increase in the small birds (lots of pretty things that turn up 20 at a time including a pair of greenfinches!). In the last month or so we have added peanuts in a metal feeder which the blue tiny things happily chip away at. Fat based stuff goes slowly now as well. Fresh water is popular too.

    the only issue is the dawn chorus which is lovely but loud!
  • @Blackcats have a look at sofa cat scratch protectors, you can get some quite nice ones- the cats have the satisfaction of feeling they're ruining your furniture and you have the satisfaction of knowing the material is still intact
  • milann
    milann Posts: 11,361 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Here’s to 2025 and let the keyboard warriors go whistle (or whatever phrase you wish to insert) 
    You seem to have had a bargainous shopping spree including your boots. Enjoy them
    January spends - £587.58
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