We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

And now we go again...

Options
15051535556229

Comments

  • joedenise
    joedenise Posts: 17,646 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Only got the results of my SS yesterday @EssexHebridean!  I was getting a bit fed up with people saying how much they'd saved!  It's not much but every little helps as the saying goes!
  • With regards to the RS, there doesn't appear to be any way to transfer the money out, and if you try to apply for a new RS, a message tells you that you already have one. 
    Mortgage Free November 2018
    Early Retired June 2020
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    With regards to the RS, there doesn't appear to be any way to transfer the money out, and if you try to apply for a new RS, a message tells you that you already have one. 
    Yes - I tried to see if I could open the new one but I too got the "ticking off" message essentially saying "don't be greedy!" 

    Joedenise I STILL haven't got my plipping results! other people will have last Friday's before I get the Wednesday results back at this rate!

    Just tried again to open a Chase account but it still won't go - 4 attempts at faffing with the ID this time but that's that - I'll give up now. Too much hassle at the end of the day - I've no idea why on earth after so many issues it can't just get picked up by a human to look at! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • I've been astounded at how bad Octopus are, especially when they rate so highly- certainly not been my experience! They were so long in getting back to me when I was literally asking to give them money and had no idea when the gas and electric would cease in the last flat and were of no help when they did respond after several follow ups, and they're still constantly sending letters with personal and financial info on to 'the estate' despite being told multiple times that's not their address, and they've tried to close the account. How they have a good reputation for customer service beggars belief here!
  • beanielou
    beanielou Posts: 95,457 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    I've been astounded at how bad Octopus are, especially when they rate so highly- certainly not been my experience! They were so long in getting back to me when I was literally asking to give them money and had no idea when the gas and electric would cease in the last flat and were of no help when they did respond after several follow ups, and they're still constantly sending letters with personal and financial info on to 'the estate' despite being told multiple times that's not their address, and they've tried to close the account. How they have a good reputation for customer service beggars belief here!
    I think they are amazing.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou
    beanielou Posts: 95,457 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    So basically I have no access to my FD £££'s for most likely 5 days.  Bah. 

    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • beanielou said:
    So basically I have no access to my FD £££'s for most likely 5 days.  Bah. 

    5 working days Beanie. Mine matured on Tuesday and I have just checked and still can't do anything with it. So I will have to wait until next week now. There is a post over on the Regular Saver thread about sending a message to them and the money will be transferred but you still can't open a new RS. 
    Mortgage Free November 2018
    Early Retired June 2020
  • joedenise
    joedenise Posts: 17,646 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    joedenise said:
    Only got the results of my SS yesterday @EssexHebridean!  I was getting a bit fed up with people saying how much they'd saved!  It's not much but every little helps as the saying goes!
    Just looked at the email again and the results are for 29 Nov and 1 Dec and not for the session this week!  So I've still got another lot of savings to come.  It doesn't save much but every bit helps at the moment!
  • Blackcats
    Blackcats Posts: 3,872 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I think that the FD regular saver rules cause you to slip a month each year.  My last payment was made in September and it matured in October (I'm glad I re-read that as it autocorrected to say that it matured in O Tibet 🤷‍♀️)
    So the 22/23 saver started in September and the 23/24 saver started in October.

    the baubles look lovely.  I might have a try at making one this weekend now that the epic knitting sewing up project is complete.  I think I've set a new world record on how long it can take to finish a jumper for a 2 year old! 
    Did you see the candy cane and Christmas wreath patterns on @CRANKY40 diary?
    they are fun, quick and easy.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351K Banking & Borrowing
  • 253.1K Reduce Debt & Boost Income
  • 453.6K Spending & Discounts
  • 244K Work, Benefits & Business
  • 598.8K Mortgages, Homes & Bills
  • 176.9K Life & Family
  • 257.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.