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And now we go again...

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Comments

  • jwil
    jwil Posts: 22,394 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Enjoy your long weekend.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • Blackcats
    Blackcats Posts: 3,987 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Have a lovely long weekend.
    I find the chase account very easy to operate so I wonder if it's the setting up phase that's being fiddly.  We mostly use ours as our main spending account now with sub pots for various categories which are quick to transfer money in and out of.  There's cash back on spending and a separate automatic round up account that I try not to peek in until the end of the month when it's always a nice amount to move to the accumulated gains pot.

    glad your new alarm is working well - I'm certain I couldn't tolerate Ms Holden at any time of the day or night (no offence).  My kids always started a sentence with "no offence" when it was highly likely to cause offence to someone - they seemed to thing it absolved them from being horrid.

  • Your tagine with jackets sound awesome ! 

    Not tried the chase but generally with these online banks of which I have a few once it’s set up - often they want you to do a talking video with some code - then it’s easy 

    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • savingholmes
    savingholmes Posts: 29,070 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd be frustrated on that account too.

    Enjoy your time off.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Hooray for emergency pub!

    Glad you had a lovely long weekend
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 56

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