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And now we go again...

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  • Yay for the Christmas lovelies, and for a fun and productive weekend

    Mr PIP is also going to that do on Friday so if you get chatting to a random it might well be him!


  • jwil
    jwil Posts: 21,893 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love the nice things tally!
    "If you can dream it, you can do it". Walt Disney
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 3 December 2024 at 2:18PM
    It won't be anything other than forgetfulness that  means my "nice things" will probably skip a day here and there I suspect - just forgetfulness! I reckon you should do a thread on the idea next year though Pip - it's such a brilliant idea! 

    I can add to my list now too:
    1st - Baileys, and home made mince pies
    2nd - wearing a pretty pair of earrings I made years ago and can't recall the last time they saw the light of day! Also we ate the remaining mince pies!
    3rd - having taken the time last night to clean a number of pieces of tarnished silver jewellery, today's earrings are a pretty pair of celtic knotwork studs!

    You all know that I will be standing on Friday, glass in hand, giving random men the side-eye trying to work out if they are in fact Mr PiP, don't you! I'll probably get thrown out! 

    Loving the idea of using up beauty samples as part of the advent nice things as well - just taking the time to use moisturiser after a bath or shower, or applying some perfume could be another "nice thing" couldn't it! 

    I can also confirm that I will NOT be buying Fortnums mince pies any time soon - frankly they'd need to be gold plated for me to pay that for them! 

    Wordle in 5 today, MrEH got it in 4, the inconsiderate G1t! 

    MSE Stuff:
    - Once again I have not won a fortune on the PB's - indeed, unless they are very late notifying, I haven't won a penny. ERNIE is now officially off my non-existent christmas card list. 
    - The start of month mortgage OP was sent across yesterday, we are now officially and thoroughly into the £102k's. 
    - Got the letter confirming that my FD Reg Saver matures at the end of this week so will have to keep my eyes open for the ability to open a new one, and hope that 7% rate hangs on until then!
    - Current state of play since moving over to Agile for electrickery is an average unit price of 15.81p/kWh which I'm really happy with. I mean too many days like today will put a dent in that, but that can't be helped!
    - I've just bagged my monthly 32 octopoints for the spin the wheel. Resigned to never seeing that wheel stop on anything more, now! 
    - Did a follow up study on Prolific this morning that should net me £1.50 in survey payments plus another £8.xx in bonus, all being well, although some of that will come through next year. It will be a nice boost to the coffers when it does though! 
    - tea last night used up most of the expected bits, but I had a fail on the half tub of soft cheese as it is not meant to be that colour and we're not eating it when it is! There was a new tub there so not the end of the world, just annoying that I took my eye off the ball with it! 
    - This evening's couscous will include various bits of quick to cook veg, having seen the Agile prices for later! 
    - In the light of the above, MrEH boiled a full kettle on the cheapest slot yesterday evening which rather reduced the cost of kettle boiling for tea & coffee first thing this morning!
    - I nipped in to Al's last night looking to see if they had a couple of specific Christmas food bits - they didn't,  but I did snag a 50% pack of sub-type bread rolls, and they had a final few bottles of the micellar water cleanser I use for a pretty solid price, so I grabbed one of those as well. Both from personal spends as I can't be bothered to faff about transferring 74p from the grocery account. 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • greenbee
    greenbee Posts: 17,780 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Unit price for the month on Agile is 12.71p/kwh here. I think this is one way the battery really pays off. My monthly average is just under 10kWh/day, but that is skewed by load shifting from oil to electricity at a certain price point (as you do with the gas). This week the average is just over 6kWh/day so far (and that does include a load of laundry and the DW ... which is full again but NOT going to be set off at today's rates! If necessary I'll unload and handwash. 
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