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And now we go again...

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Comments

  • Sounds like a great weekend. Pity it rained for your drive back though. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £800/£3000
    .

    Studies/surveys  October £54.35

    Decluttering items 1358/
    2025
    Books read    19
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Glad you had a nice time away. Love the phrase "freezer dive". I picture a cartoon superhero diving in and coming out with her goods... 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • Cheery_Daff
    Cheery_Daff Posts: 17,615 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Crikey, that's rotten! 😡 I suppose at least it's you and not someone who will be scared at it, but if it's happened to you it's likely to have happened to others too. Grrrr.
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