Santander Easy Access Limited Edition

binaryuniverse

jaypers said:

begbeer1987 said:

my santander regular saver only paying 5%, so have dropped how much I put into it to £20., rest can go into easy access saver at 5.2%

I stopped paying into mine altogether and moved all of the money out. You can close now and get the interest or just let it mature at a later date. I’ve left mine as can’t be bothered to call them. 

You may be able to close the account through the app, using the chatbot. I closed my credit card through there a few weeks ago

MX5huggy

binaryuniverse said:

jaypers said:

begbeer1987 said:

my santander regular saver only paying 5%, so have dropped how much I put into it to £20., rest can go into easy access saver at 5.2%

I stopped paying into mine altogether and moved all of the money out. You can close now and get the interest or just let it mature at a later date. I’ve left mine as can’t be bothered to call them. 

You may be able to close the account through the app, using the chatbot. I closed my credit card through there a few weeks ago

Yes I’ve just closed my regular saver and 2 everyday savers using the chat bot, that turned into a real person today, the accounts will close in 2 days and final statements posted. Closing the regular saver could be important because I expect they will launch another with a higher rate soon. 

S_uk

I opened my account on Monday, have transferred in funds etc. They sent me two identical emails late last night a couple of hours apart thanking me for opening the account, link to terms etc for some reason.

Qyburn

I got an error applying, so tried again. As a result I now have two, one with annual and one monthly interest. Just need to get payee details set up with Lloyds and TSB and I can empty Chip and Tangent.

worriednoob

Will Santander do a hard credit check for opening this savings account?  I'm asking because I've been switching bank accounts a lot recently which has knocked the credit score down.

badger09

worriednoob said:

Will Santander do a hard credit check for opening this savings account?  I'm asking because I've been switching bank accounts a lot recently which has knocked the credit score down.

No credit search for a savings account as no credit is involved. There will be ID check though

notbritishgas

Just opened the new easy access saver via my online account. Up and running within minutes.
However wanted it to be joint account but was not given the option when applying.
Any body else in this situation.
Tried ringing them waited 15 minutes and when got to the important bit the call cleared down.

MX5huggy

In the app there is an Apply button and an Apply (joint account) button. 

Just apply again. 

[Deleted User]

Hi,

the online application gives you this option.

JonSalji

Just a quick question about the interest, it says that the rate is 5.08% if interest is paid monthly (vs 5.2% if paid annually). Is this on the assumption that the interest is paid away?

So, if I choose to have interest paid monthly, but leave it in the account to compound - it will be 5.2%?