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Ha - hope you find the phantom pooper!
Ooh, I didn't know that about Himalayan Balsam, how interesting!5 -
The phantom pooper
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
PS. GP for shoulder for you!I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.5 -
Made me laugh too.beanielou said:The phantom pooper
How do you find out such random things? Who knew it had any benefits?!Cheery_Daff said:
Ooh, I didn't know that about Himalayan Balsam, how interesting!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/254 -
Interesting about Mr F's Sunday blues. Reminded me that MrShores used to suffer from this especially towards the evening, probably job related I guess.
The phantom pooper 🤣🤣🤣. I have a whole murmuration of starlings that flock to the bird table these days - they really are highly social birds, its like the Hitchcock film. I've taken to feeding them mealworms because most of the seed seemed to end up wasted on the ground but there's so many of them it's becoming quite expensive. I was just reading that they like fruit so I'll look into that some more.Mortgage 30 Jun'25. est. £209,749 £309,749
Equity: over 40% (aiming for 40% LTV before remortgaging);
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga5 -
Thanks for those recipes Fortune
Bread is really bad for being ultraprocessed - and I'm blaming the consumption of it since I discovered Olio for the weight I've gained. Hoping that not eating it will slowly reverse the issue!
Fascinating about Himalayan Balsam - it sounds like it'll be a great present (will now be educating myself on what it looks like in case I can make some too!).Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
beanielou said:PS. GP for shoulder for you!
I have an appointment booked Beanie but it isn't until September. Just keeping up with the anti-inflammatories in the meantime.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais5 -
savingholmes said:
Made me laugh too.beanielou said:The phantom pooper
How do you find out such random things? Who knew it had any benefits?!Cheery_Daff said:
Ooh, I didn't know that about Himalayan Balsam, how interesting!
I came across it on a canal walk one day and was intrigued by the flowers, which are beautiful and quite unusual, so I looked it up when I got home. One of the posts I read mentioned it's potential for colour-changing gin and I've been dying to try it ever since.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais5 -
SandyShores said:Interesting about Mr F's Sunday blues. Reminded me that MrShores used to suffer from this especially towards the evening, probably job related I guess.
The phantom pooper 🤣🤣🤣. I have a whole murmuration of starlings that flock to the bird table these days - they really are highly social birds, its like the Hitchcock film. I've taken to feeding them mealworms because most of the seed seemed to end up wasted on the ground but there's so many of them it's becoming quite expensive. I was just reading that they like fruit so I'll look into that some more.
Definitely related to work @SandyShores - the Sunday Scaries/Blues are defined as 'feelings of anxiety or dread that happen the day before heading back to work'. I remember getting them from time to time when I worked full time. Mr F was getting them every Sunday evening 😲
I love starlings. They are the feeder bully boys of the bird world but I think murmuations are one of the most magical and enchanting sights in nature. I could watch them for hours.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais6 -
themadvix said:Thanks for those recipes Fortune
Bread is really bad for being ultraprocessed - and I'm blaming the consumption of it since I discovered Olio for the weight I've gained. Hoping that not eating it will slowly reverse the issue!
Fascinating about Himalayan Balsam - it sounds like it'll be a great present (will now be educating myself on what it looks like in case I can make some too!).
I acquired some home-made bread yesterday @themadvix and it's delicious 😋 So much nicer than the shop bought and without a single ultra-processed ingredient. I'm forensically examining the contents of my fridge and cupboards now for additives. I'm rapidly becoming a UPF bore 😆
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais9
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