We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A Better View 🌄
Options
Comments
-
Cold pizza is my favourite breakfast - but now that we do cook once & eat twice for most of our meals, the extra pizza usually gets portioned and frozen so that future 'us' doesn't have to cook.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!4
-
rtandon27 said:Cold pizza is my favourite breakfast - but now that we do cook once & eat twice for most of our meals, the extra pizza usually gets portion and frozen so that future 'us' doesn't have to cook.
I think I could just about tolerate cold pizza for breakfast RT 🤢 We usually cook once and eat twice too - some days it means no cooking at all 🥳
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais4 -
I have now read all your diaries @Fortune_Smiles apart from the very first one! I am drowning (in a good way!) in your luminous prose. Thank you; I can see you winning numerous awards for your writing; artistic talents; kindness to utterly infuriating uncles; and cooking. Love Humdinger xx5
-
That's a great summary!Humdinger1 said:I have now read all your diaries @Fortune_Smiles apart from the very first one! I am drowning (in a good way!) in your luminous prose. Thank you; I can see you winning numerous awards for your writing; artistic talents; kindness to utterly infuriating uncles; and cooking. Love Humdinger xxAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/255 -
I just wish someone would cook for me
I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Humdinger1 said:I have now read all your diaries @Fortune_Smiles apart from the very first one! I am drowning (in a good way!) in your luminous prose. Thank you; I can see you winning numerous awards for your writing; artistic talents; kindness to utterly infuriating uncles; and cooking. Love Humdinger xx
Blimey Humdinger - that's a bit of a marathon. I'm surprised you're not 'drowning' in all the niff-naff and trivia I feel compelled to share 😆 Thank you for your kind words 😘
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais6 -
savingholmes said:
That's a great summary!Humdinger1 said:I have now read all your diaries @Fortune_Smiles apart from the very first one! I am drowning (in a good way!) in your luminous prose. Thank you; I can see you winning numerous awards for your writing; artistic talents; kindness to utterly infuriating uncles; and cooking. Love Humdinger xx
Aw shucks you guys 💓beanielou said:I just wish someone would cook for me
Me too Beanie. Much as I love cooking, it's nice to get a day off sometimes. Maybe DS could rustle up a birthday meal for you next time?
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais5 -
Hold fire 🔫
We did not register the company yesterday. Mr F had a meeting with his previous manager (he's still been involved whilst the handover to narcissistic manager is taking place) and it was all a bit odd. We got the sense that something was going on behind the scenes. Old manager was strangely reticent to talk about a handover plan and whether any moves were happening to find a replacement for Mr F. Both managers have said they hope Mr F will stay involved with the company and suggested this should be in a greater capacity than providing the services which most external resources are involved with. They have set up a meeting between the three of them in a couple of weeks time to discuss.
We think they are looking to retain Mr F's influence and connections in the industry somehow. However, that doesn't translate easily to contract work. Mr F says he'd be happy to stay on part time in some capacity if they paid him enough and he wasn't reporting to narcissistic manager. We both feel that this will come to nothing however and it's just a hook to keep him engaged. And if they value his input so much, why didn't they do more to keep him before?
Anyhoo, Mr F has a meeting in September with an organisation he would really love to work with. If he gets work with them it might mean a conflict of interest with his current employer so it makes sense to see how everything pans out before we do anything more. In the meantime, we can carry on with our research and get our ducks lined up.
I'm budgetting on the basis that we'll have no income, other than our pensions, until after Christmas now. That way we're prepared for the worst case scenario. And it wouldn't hurt Mr F to have a bit of a break after all these years.
Life goes on in the meantime. We dug up potatos from the veg patch yesterday and I blanched and froze lots of green beans. Mr F got some mowing done whilst it was still dry. We had leftover curry for lunch and supper was New Potato, Spring Onion & Montgomery Cheddar Quiche (only with ordinary cheddar 😆) with salad. I've been listening to 'A Th0r0ugh £xaminati0n' whilst doing the housework and it's put me right off ultra-processed food. We don't have much in our diet but I'd rather not have any. Thinking of getting a bread maker as shop bought bread seems to be full of 'stuff' . Any advice on breadmakers would be appreciated 😁
Hope everyone's having a good weekend.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View 🌄 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais9 -
Ooh, the plot thickens @Fortune_Smiles! Standing by for further particulars. Sounds like toxic manager could be unravelling even faster than predicted love Humdinger xx5
-
Does sound like things could change fastAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.6K updated 6/7/253
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 350.8K Banking & Borrowing
- 253K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.8K Work, Benefits & Business
- 598.6K Mortgages, Homes & Bills
- 176.8K Life & Family
- 257.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards