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That's brilliant, Fortune 💜I am the master of my fate; I am the captain of my soulRepaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NILNet sales 2024: £20
2026 Declutter campaign awards 2x star5 -
Beautiful painting Fortune! 😍Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway5 -
That's absolutely gorgeous, and what a fun memory (although probably not so fun for Mr F at the time!)Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +15 -
Beautiful work Fortune - well done!
Greying XGC October 2026 £183.38/£232.50 (£49.22 remaining for 9 days)
GC September 2026 £226.57/£225
GC August 2026 £218.02/£232.50
GC July 2026 £237.82/£232.50
GC June 2026 £225.39/£225
Non-food spend October 2026 £30.51/£80
Bulk Fund 2026 Month 10/12 - £0/£20.40 (reducing balance - start £120)4 -
That’s amazing.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]5 -
Just lovely Fortune! Thank you for sharing another of your lovely pieces of art, I remember that tale as if it were yesterday! Where has the time flown?4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)Original End Date - Sept 2041 *** New projection - Jun 2040 (reduced by 1 years & 3 month)4
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Brilliant painting! And from what you've said about Mr F, I'm sure he was only too happy to rig something together to keep the gate shut
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Amazing painting, Fortune! 😀I've been mortgage free once, so let's do it again!
Starting balance March 26 £191,274.535 -
What a fun and great painting!!
I missed the 6 small gifts a year - I will see what I fancy before end of March
Is there a cost limit?
22 23 was £2k tax dividend .. so its getting slashed
well done on your first dividends and paymentsDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
Surely a Smeg kettle in the right colour @LadyWithAPlan ?LadyWithAPlan said:What a fun and great painting!!
I missed the 6 small gifts a year - I will see what I fancy before end of March Is there a cost limit?
22 23 was £2k tax dividend .. so its getting slashed
well done on your first dividends and payments6
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