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  • rtandon27
    rtandon27 Posts: 5,607 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Happy New Year 2024!

    Hope you are both recovered from any late night NYE festivities!  We only just made it past midnight & are paying the price today 🤣🤣🤣
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)
    Psst...I may have started a diary!
  • savingholmes
    savingholmes Posts: 28,953 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Happy New Year!
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £3K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £22.5K + Lump Sums DB £4.6K + (25% of SIPP 1.1K) = 28.2/£127.5K target 22;12% updated 6/7
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.6K updated 6/7/25
  • Happy New Year Fortune! Hope you have a narcissist-free 2024!
    "You won't bloom until you're planted" - Graffiti spotted in Newcastle.

    Always try to be nice, but never fail to be kind - Doctor Who

    Total mortgage overpayments 2017 - 2024 - £8945.62!
  • beanielou
    beanielou Posts: 95,386 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Congratulations to you on the forthcoming arrival  :)
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Humdinger1
    Humdinger1 Posts: 2,292 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Sounds fab @Fortune_Smiles! Grandmother?! Xx
  • greent
    greent Posts: 10,749 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh - exciting news, Fortune! 👶
    I am the master of my fate; I am the captain of my soul
    Repaid mtge early (orig 11/25) 01/09 £124616 01/11 £89873 01/13 £52546 01/15 £12133 07/15 £NIL
    Net sales 2024: £20
  • Cheery_Daff
    Cheery_Daff Posts: 17,095 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh Fortune, what exciting family news! Congratulations!!! 

    Exciting other plans too of course 😊
  • badmemory
    badmemory Posts: 9,543 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    According to my neighbours who have 3 of massively different ages, one of the best things is being able to hand grandchildren back.
    I someone is working from home then it seems to be the best idea to separate that as far as possible from normal everyday life.  The odd day doesn't seem to be a problem but when it is several days it can get a bit too much "in your face".
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