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Glad to hear you're feeling better Fortune ๐ And that you had an interesting night at least ๐
If your weather is anything like ours, it's definitely a day for painting and sewing ๐4 -
Ouch to dodgy music / I was born with perfect pitch and it hurts my ears if itโs too out of tune for too long !ยStill good to celebrate musicians and charity in this hard climateย
enjoy your paintingย
I will try those roast carrots and lentils / reading it making me crave dal ..ยDON'T BUY STUFF (from Frugalwoods)
No seriously, just donโt buy things. 99% of our success with our savings rateย isย attributed to the fact that weย donโt buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.ย ย ย Money doesnโt walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest5 -
Cheery_Daff said:Glad to hear you're feeling better Fortune ๐ And that you had an interesting night at least ๐
If your weather is anything like ours, it's definitely a day for painting and sewing ๐
Sounds as though you are on the mend too @Cheery_Daff which is great news ๐ย It was certainly an 'interesting' night and for two very good causes so we're glad we went.
Horrid weather is indeed a great excuse for staying home and doing fun stuff ๐LadyWithAPlan said:Ouch to dodgy music / I was born with perfect pitch and it hurts my ears if itโs too out of tune for too long !ยStill good to celebrate musicians and charity in this hard climateย
enjoy your paintingย
I will try those roast carrots and lentils / reading it making me crave dal ..ย
Thank goodness I was not born with perfect pitch @LadyWithAPlan - it would have made the evening excrutiating ๐ย But as you say, important to celebrate musicians and charities and we did have fun.
The Masala Carrots recipe is one of my favourites.ย I use a tin of chopped tomatoes instead of the fresh ones and omit the water.ย We get four portions out of the recipe that way.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View ๐ 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais6 -
Indulging
I got to spend an entire day on me yesterday ๐ย Mr F went off on his hike so I had the house to myself and took full advantage.ย ย I spent the morning working on a painting I'm part-way through.ย Stopped for a sandwich lunch and an episode of $ewing Bee (I'm going to re-watch them from the start).ย Then cut out and marked up the pattern pieces for a toile of a dress I'm hoping to wear on New Year's Eve.ย There was sausage pie left over for supper which we had with peas and roasted carrots.ย Then a lazy evening browsing interesting patterns and fabrics for future projects.
Bliss ๐
I completely forgot about the Christmas cake but Mr F picked up some ingredients for me on his way home so I could make it this morning.ย It's in the oven as I type ๐
Mr F is due to have a Teams meeting with Narcissistic Boss any minute.ย He wrote to her last week declining the long term project she'd suggested and asking whether she wanted to go ahead with the call but received no response.ย So we'll see whether she calls in.ย We're hoping not ๐ย ย In the meantime, Mr F has had another offer of a long term project from a new organisation.
There's leftover squash soup for supper.ย It'll be an early one as we're off to a book signing in the big town.
Happy Monday all.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View ๐ 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais8 -
Glad you are feeling better again.
Dress sounds amazing, his old boss not so muchยAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 ยฃ202K now ยฃ174.8K Equity 32.77%
2) ยฃ3K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC ยฃ22.5K + Lump Sums DB ยฃ4.6K + (25% of SIPP 1.1K) = 28.2/ยฃ127.5K target 22;12% updated 6/7
4) FI Age 60 income target ยฃ16.5/30K 55.1%
5) SIPP ยฃ4.6K updated 6/7/253 -
Oooo Fortune - the suspense...
Did she or didn't she?
Stay tuned for the next installment.4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)(With heartfelt thanks to those who have gone before us & their indubitable generosity.)...and now I have a mortgage! (23 AUG 2021)New projection - 14 YEARS 10 MONTHS LEFT OF 20 YEARS (reduced by 15 mths)Psst...I may have started a diary!5 -
savingholmes said:Glad you are feeling better again.
Dress sounds amazing, his old boss not so muchย
Thank you @savingholmes.ย I'm hoping dress will be wearable - amazing is still a bit of a stretch for my beginner level skills ๐rtandon27 said:Oooo Fortune - the suspense...
Did she or didn't she?
Stay tuned for the next installment.
Of course she didn't @rtandon27 ๐ย Mr F gave her 7 minutes grace and then ended the call.ย One of Mr F's former team contacted him for a catch up and said Narcissistic Boss isย notorious for not turning up to calls and meetings.ย Not that he was taking it personally anyway ๐
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View ๐ 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais3 -
Making Hay While the Sun Shines ๐
It's been a busy week and I've made good progress - taking advantage of my returned energy, in case it runs out again ๐
Health- I'm fully recovered from Covid now and my blood pressure has returned to normal ๐ฅณ
- I've not lost any more weight but I've not gained any either which I'm counting as a win as we've had a lot of social stuff on
- we all went for a very long walk this morning to take advantage of the crisp, dry weather.
Wealth- Still no news on the business bank account which is a pain as Mr F's first contract starts on Monday.ย I'll give the bank a call then to check on progress
- FDawg has had his annual health check.ย He is getting a bit stiff so the vet recommended some supplements for his joints.ย Blimey they are expensive ๐ฒย Fortunately the vet was happy to recommend a cheaper alternative and I found some with 30% off in the Bl@ck Frid@y sale so have stocked up.ย HIs insurance and vet plan have increased as well so he's costing an extra ยฃ45 a month in total.ย He's 8 now and considered a 'senior'.
- FDawg had his monthly spa day at the groomers too.
Happiness- We've had some date days ๐ฅณย A book signing in a cathedral, a ballet, a lunch out at our local pub and a supper out at our local brewery.ย The book sigining and ballet tickets were purchased when we were still salaried so it doesn't feel as though we've spent too much ๐
- I chaired a writing group meeting - the last one this year as we're all too busy to meet in December.ย We've agreed to structure our meetings around a book on writing going forward so I will need to buy one.
We've not made plans for the weekend as we thought we'd need some recovery time after all the above.ย I've been trying to catch up on the washing and tackling the Everest of ironing piles today.ย I've caught up on the housework now but there are still some things that were neglected whilst I was ill and need some attention.ย Tomorrow I'll indulge in some painting and sewing again.
Hope everyone's having a good weekend.
Fortune x
Mortgage: 100% paid Emergency Fund: 100%
A Better View ๐ 'Being on the edge isn't as safe, but the view is better' - Ricky Gervais5 -
Glad that all is wellยI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Fortune...re Fdawg's stiffness...try cider vinegar. Can either add the liquid form to food or capsules if easier. It's great for stiffness and arthritis. I've used it on various pets..even a horse. Should see some benefit after a couple of weeks. Plenty of info online too if you want to research
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