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  • savingholmes
    savingholmes Posts: 29,087 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on the tax returns. 

    Great news on the new contracts and first invoice due to be paid next week. Sounds a lovely leisurely start to the year.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.8K Equity 36.37%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
    (If took bigger lump sum = 60.35K or 47.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5K updated 10/10/25
  • badmemory
    badmemory Posts: 10,056 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    Everyone seems to be talking about the rain today, but I live near a city that is renown for its rain & yet I have sun & a clear sky.  So frost to start but otherwise a lovely day which makes a great change from all the dreary days we have been having.
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