We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide

A Better View 🌄

1222325272878

Comments

  • Ay up Fortune - a new Gran-baby 😁  what lovely family news to start off the New Year 😁

    Greying X
    Grocery spend February 2026 £155.68/£235
    Non-food spend February 2026 £18.41/£80
    Bulk Fund 2026 Month 2/12 - £0/£120 (reducing balance - start £120 pa)

    ""Mother Nature don't draw straight lines
    The broken moulds in a grand design
    We look a mess but we're doing fine
    We're card carrying lifelong members
    Of the union of different kinds..."

    "Union of the Different kinds" - R Christie & T Gilbert,  Fisherman's Friends 

  • rtandon27
    rtandon27 Posts: 6,460 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Fingers crossed 🤞 that all things tax-related are going smoothly this afternoon!
    4 YEARS 10 MONTHS DEBT FREE!!! (24 OCT 2016)
    (With heartfelt thanks to those who have gone before us & their indubitable generosity.)
    ...and now I have a mortgage! (23 AUG 2021)
    Original End Date - Sept 2041 New projection - Dec 2039 (reduced by 21 months)
  • themadvix
    themadvix Posts: 9,468 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Congrats on the impending secret arrival Fortune!

     All your plans sound excellent as always. I foresee companionable Lego/jigsawing in our future too - Mr MV has yet to visit the Lego trading shop near us, but we’ve enjoyed a couple of puzzles over Christmas.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • rtandon27 said:
    Fingers crossed 🤞 that all things tax-related are going smoothly this afternoon!

    I'm afraid I did the jigsaw instead @rtandon27 🤭 But I am intending to start on the tax return tonight as Mr F is out at a fitness class and I'll have some peace and quiet.

    Fortune x

  • Congratulations Fortune! Qhat wonderful news.
    MFW 2024 £27500/7500 Mortgage £129,500 Jan 22 Final payment June 38 Now £68489.08 FP May 36 Emergency Fund £20,000 100% Added to ISA 24 £8,060 Save 12k in 24 #31 £20,034.76/20,000 Debt Free 31.07.14
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    teapot2 said:
    Congrats on your lovely secret news x

    Thank you teapot - we'd almost given up hope of seeing grandchildren so it was a wonderful Christmas present.

    Fortune x

    How fabulous to have grandchildren arriving ;) 

    The start of the business sounds great with the contracts rolling in ;) a more relaxed pace of life hopefully and only 14% of the mortgage left wow - do you have a schedule for it being paid off or a certain amount of Op? Or are you waiting for money to start coming in first ! 

    Happy new year 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 353.5K Banking & Borrowing
  • 254.1K Reduce Debt & Boost Income
  • 455K Spending & Discounts
  • 246.6K Work, Benefits & Business
  • 602.9K Mortgages, Homes & Bills
  • 178.1K Life & Family
  • 260.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.