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An in-between phase
Comments
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We have completely run out of energy today after the week's nonsense but some small things got dun:
Usuals
Survey
Entered some competitions
Had someone come and buy a FBM item so hopefully that's all okay, will hold off on allocating the money until confirmed though as don't need more stress
Free exercise of half wussy situps
Steps dropping off a vinted sale
Mum paid me back money for ordering her something which I was able to use surveys voucher for so Aim £1112.45 Got £362.45
Don't forget it's clocks forward at 1am
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Does that mean I’m allowed to go to bed earlier tonight ….? 🤔😂
KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 23 books of target 52 in 2026 as @ 28th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I hate it when the clocks go forward. I feel the loss of that hour for weeks 😞
I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
Absolutely @KajiKita we need our energy for changing all the manual clocks tomorrow * looks pointedly at oven *
No-one discusses the jetlag in the clocks changing debate @Sun_Addict but I swear it's real
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
The accident stats for clock changes in both directions are fairly striking …
KK
As at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 23 books of target 52 in 2026 as @ 28th March.
Produce tracker: £59 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Knackered. Joints sore. I should have known better than to slightly relax yesterday. Never relax! 😂
Usuals
Vinted money Aim £1112.45 Got £372.45
Steps dropping off a vinted sale
Prepped spuds for dinner (pie and mash with green beans, such a pie and mash weather day)
Went pub, did build admin, inexplicably didn't win the lottery
Happy Sunday 🍻
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
Lottery must be broken as I didn't win it either. Here's hoping for PBs next week
"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0 -
Hopefully dear old Ernie will see us right @jwil
BIL has had to put a friendly reminder on the group chat with the builders about not leaving food waste out, and I have been overtaken with both unhinged hysterical and hilarious hysterical at his closing line, our new motto for the entirety of this build: 'and a fox did a sh*t on it'
😂😭😂😭😂😭😂😂😂
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael4 -
That made me laugh way too much 🤣🤣
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Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 20 months left.1 -
Friend had builders working in the house, her labradors got into a room that was s’posed to be locked, and wasn’t, and demolished their sandwiches……
2
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