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An in-between phase

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Comments

  • Blackcats
    Blackcats Posts: 3,947 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Yay to the first of many signed off consents!
  • KajiKita
    KajiKita Posts: 8,063 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 3 May at 7:41PM
    Excellent news on the PB win and 🎉🎊🥳🤩🌟👏 for the first consent sign off!!! Maybe things are finally starting to shift? 😊❤️

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • dawnybabes
    dawnybabes Posts: 3,445 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Brilliant news on both counts ! Onwards and upwards !  Ernie brought me £50 
    Sealed pot challenge 822

    Jan - £176.66 :j
  • doingitanyway
    doingitanyway Posts: 10,163 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Mortgage-free Glee!
    A signed off consent. Birthday meal and PB win too. Looking good PIP, looking good !!
    If you have built castles in the air, your work should not be lost; that is where they should be. Now put the foundations under them

    Emergency fund 800/1000
    Buffer fund 0/100
    Debt Free (again) 25/072025
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,774 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Blackcats said:
    Yay to the first of many signed off consents!
    Indeed ! & the Ernie win
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • ladyholly
    ladyholly Posts: 3,984 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Congratulations on PB win. Keeping my fingers crossed the rest are signed off soon.
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,602 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Usuals

    Walk with Mr PIP getting essentials
    Resisted buying a Sunday paper

    Entered some competitions, today I'm mostly looking forward to winning a Fortnums hamper

    Half wussy situps

    Prepped cheesy potatoes for dinner with Mr PIP

    Walk with Mr PIP for beer

    Picked up an olio food bundle, including a chive plant which I'm quite excited about

    Happy Sunday all 🍻
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • PennysIntoPounds
    PennysIntoPounds Posts: 4,602 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Spec work

    Usuals

    Build admin

    35 minute walk getting micellar water from olio

    Went up to a park with a big hill with mum and Mr PIP to watch the VE Day flyover

    Dinner is egg chip n beans, using up the spuds, and will watch the snooker final


    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • KajiKita
    KajiKita Posts: 8,063 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Cracking photo 👏 Was the sound awesome? (There was too much band playing dambusters and commentary on the tv to be able to tell from here.) 

    Well done on the building admin … 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Fab photo and how exciting. The Lancaster did a fly over Bingley Agricultural Show a few years back and the noise was just awesome.
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

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