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An in-between phase
Comments
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Good idea about the March challenge. I can’t always get as much stuff done as I’d like due to lack of spare time. So I’m in 🙂I get knocked down but I get up again (Chumbawamba, Tubthumping)1
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I’ve got some jobs lurking around ‘looking at me’ that would be good to get done …! 😉 Please include me 😊
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Rightyhoo @redofromstart @Blackcats @Sun_Addict @KajiKita let's do this!
Obviously everyone has their own day to day work/home/family stuff that needs to be done so the challenge is entirely adaptable with no set rules, but how nice would it be for the clocks to go forward and there be nothing or at least a minimum on the 'overall life stuff that should have been tended to by now' list that hasn't been done or progressed?!
Getting A Big Thing off the to-do list is amazing, but small movements are big wins too- every day, whatever is niggling in the mind or the diary, we try to do something about.
Some of mine are frankly daft that they haven't been done- that youspot property thing asked me for extra pics and clarification on an address I submitted. It is ten minutes walk from me. I have not got round to doing it. This I will aim to do tomorrow.
Some things are bigger, like work ideas no-one has asked for but I'm only mugging myself if I don't set aside 'a whole 30 minutes' to just focus and jot down notes and ideas. I will aim to do this too tomorrow.
Some are things that will take five minutes like replying to messages from friends and family. Feels overwhelming because there are several. I am quite capable of writing a few texts. This I will do tomorrow.
So I guess our aim is: choose a thing every day that's getting on our nerves in the background and do something about it!https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
“ … our aim is: choose a thing every day that's getting on our nerves in the background and do something about it!”
Perfect 😊👏
KKAs at 15.01.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £222,084
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 9 books of target 52 in 2026 as @ 27th January
Produce tracker: £36 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Count me in the March challenge. Some of mine are weather dependent but I have plenty that aren't like catching up with reading my magazine that I received a subscription for Christmas, currently one and a half issues behind, chitting my potatoes look - yes I realise in will only take a couple of minutes, a couple of phone calls and the list goes on.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family0 -
And I've been inspired to turn out my (large) in-basket & deal with every single item!
F2025's challenges: 1) To fill our 10 Savings Pots to their healthiest level ever
2) To read 100 books (46/100) 3) The Shrinking of Foxgloves 8.1kg/30kg
"Life can only be understood backwards but it must be lived forwards" (Soren Kirkegaard 1813-55)0 -
So I guess our aim is: choose a thing every day that's getting on our nerves in the background and do something about it!
Absolutely, I'm in for this! I have quite a few of these at the moment, a couple for our home, some for DH, some for DS and some for a relative who I help to look after. I've also got work stuff to work through too so this would be incredibly helpful.
** makes a note to do a brainstorm tonight of all the stuff I want to get done by the end of March **Debt Free: 6th November 2025!! 🥳
Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,642.76
2026 goals:
26 books (2)
26lbs lost (3)
£26k sinking funds & savings (£5k)
£2600 mortgage o/p (£400)
20,600 exercise and meditation minutes (2k)
2.6l water a day
2026 Top Cashback accrued: £4.46
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum1 -
It's too often the easier things that keep getting rolled over isn't it @Baileys_Babe!
Amazing work @foxgloves 👏
Sounds like a plan @Spendywendywoo
How are you going with the start of Smashing March
@redofromstart
@Blackcats
@Sun_Addict
@KajiKita
Do we think this merits a separate thread or keep it here?
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael3 -
Pleasing start to the day with £30 in the flat pot from a sale
Yougov survey
Replied to messages ✔️
Usuals
Small survey cashout, share to tax, current, flat
Shower and hairwash, shoulders so tired
40 minute walk, found four books
A third wussy situps
Did lots of work on that job I've been putting off ✔️
Waited in for man to come and assess window as the rope has snapped
Entered some competitions, today I'm mostly looking forward to winning 1k
25 minute walk with Mr PIP for Monday beer and doing the YouSpot required ✔️
Dinner is cheese and crackers with salad sticks and hummus
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'self-blame can be as egotistical as self-praise... any work worth doing is greater than we are... we must not overrate our importance to it, either for good or ill' Margaret Kennedy Lucy Carmichael5 -
Oooo cheese and crackers… I’m going to put them on our meal plan for lunches next week 😋Debt Free: 6th November 2025!! 🥳
Mortgage (MFD 04/2053) (Jan 25) £238,983.71. Overpayment set to £200 per month. Current: £233,642.76
2026 goals:
26 books (2)
26lbs lost (3)
£26k sinking funds & savings (£5k)
£2600 mortgage o/p (£400)
20,600 exercise and meditation minutes (2k)
2.6l water a day
2026 Top Cashback accrued: £4.46
DFW Diary: Spendy Wendy to Saver Savvy — MoneySavingExpert Forum1
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