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An in-between phase
Comments
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Happy Friday and Happy November!
Rolled out of bed and got to the post box in time to enter the Omaze flash draw
Took some bread round to mums
Tidying
Admin
Comping
30 minute walk getting a pair of brand new cosy socks from olio- they've gone in mum's stocking pile and that is all her gifts done
Survey
Popped today's paper over to mums
A third wussy situps
Survey
20 minute walk getting essentials and two bottles of wine for Christmas presents
20 minute walk to the pub to work, honest guv
Think I'm going to utilise some precious voucher and get stuffed pasta and sauce for dinner
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 58
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
Working in the pub, I like it 🤣
Look at you getting all ahead with the Christmas prezzies and putting us to shame 😆 🎄I get knocked down but I get up again (Chumbawamba, Tubthumping)1 -
That sounds like a productive and positive day 😊
Hope the filled pasta was good and you are having a chilled evening 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
November Aims
Overall, the word of the month will be 'mindfulness'.
Not stressing myself about not going full pelt but equally not letting things transfer from day to day, month to month. Do the things that need doing in a calm manner or just turf them off the list if they're 'a good idea but frankly bringing more stress by constantly being on the list'. I am not dragging not-dones into next year.
Social things that I need to get through with grace or remember to enjoy:
Bat Mitzvah
Friend's celebration of life
Retirement do
Family friends staying
Money things:
Christmas pot
Flat pot
Possibly saving for a small trip away but not going to stress myself about it, will see what energy levels and finances are like. Would be nice to go for a couple of nights though and have some recouping time
Use remaining voucher bits and bobs for food and Christmas gifts
Use up food and drink here
Do the vinted bag
Self:
Steps
Situps
Attempt small jogs or at least one
More wholesome cooking
Dental check up
Flu jab
Possible covid jab
Big things:
HMRC not due to be updated till end of year.
Hospital trust will be emailed again in one more week then will write to head of trust.
Polite reminder to council chief exec on Mon, if nothing within a fortnight then complaints process.
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 58
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r62 -
So tired this morning, need a hibernation day soon but had a Bat Mitzvah do to go to today. Happily mum was getting cabs anyway so we did that rather than faff with buses and walking in an unknown area
Tidying
Admin
Comping
Mr PIP came back from the shops with a bag of Halloween themed confectionery that was 75% off so that'll keep us going for a while
Client pay, share to tax pot
Surveys pay of £50, shares to current account, Christmas pot, flat pot, tax pot
Had a lovely time at Bat Mitzvah do and we were well wined and dined, and exercised with the traditional dance!
Mr PIP is too full for dinner, I however am having leftover pasta. And some wine. And lots of sitting on the sofa 😁
https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 58
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
Hibernation Day, sounds perfect to me. I need more of these.x:j Debtfree and and staying that way.:j3-6 month emergency fund, No.61 £140.001
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PennysIntoPounds said:20 minute walk getting essentials and two bottles of wine
(The snow had all melted by the following day 🤣)Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!0 -
South_coast said:PennysIntoPounds said:20 minute walk getting essentials and two bottles of wine
(The snow had all melted by the following day 🤣)
That was very silly @South_coast (you could have got two less milks and another bottle of wine instead 😁)https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 58
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r63 -
Anyone for a crossword clue?
Sweet sound after choir begins (7 letters)
_ _ _ M _ L _https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase
Books read 2025: 58
Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r61 -
Why would it be tremolo? I can only think of two other words that even fit, formula & primula. Sorry not much help.
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