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Awesome August's No-Spend Days Challenge!
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One for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD for Friday
Yesterday: hair cut and had to replace my work shoes
NSD for today
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Claiming another 2 x NSDs please (Friday & Saturday) bringing me to 4 NSDs in total2
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Day 5, mainly because I didn't get out of bed till 2... must have needed it.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
I had planned to spend today but it hasn’t happened, so NSD today! 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
AugustOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targetsAuntieL 2/10beanielou 4/19
BlackCoffeeNoSugar 2/10
cathybird 4/15
Crazycatlady2 5/15
GeorgianaCavendish 4/19
jammy dodger
KajiKita 4/15
LemonadeBudget 4/15
LittleMissDetermined 3/14
Makingabobor2 2/15
outoftheviciouscircle 1/15
QueenJess 1/15
Rupacomp 3/15
Saver-upper
short bird 5/18
2sonmum 10
Newcomers welcome
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Not one for me today, I bought more paint, some plants and a pair of much needed new jeans. 1
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Well done Rupacomp, LittleMissDetermined, beanie, LemonadeBudget, GeorgianaCavendish, short bird and KajiKita
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Had a couple spend days but today will be a NSD….told you so I can’t spend now 😂1
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