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Awesome August's No-Spend Days Challenge!

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  • Day 4 for me please :) I’m really pleased how much more mindful I’m being of my spending because of this challenge. 
  • NSD #7 today please 
  • Crazycatlady2
    Crazycatlady2 Posts: 1,074 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD on Wednesday 
  • beanielou
    beanielou Posts: 95,599 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Not one today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 10 August 2023 at 4:49PM
    August

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    August targets
    AuntieL 3/10 image
    beanielou 5/19 imageimage BlackCoffeeNoSugar 4/10 image cathybird 6/15 imageimage Crazycatlady2 7/15 imageimage GeorgianaCavendish 7/19 imageimage jammy dodger KajiKita 6/15 imageimage LemonadeBudget 5/15 imageimage LittleMissDetermined 5/14 imageimage Makingabobor2 2/15 image outoftheviciouscircle 1/15 image QueenJess 1/15 image Rupacomp 5/15 imageimage Saver-upper 3/15 image short bird 6/18 imageimage 2sonmum 10 Newcomers welcome :)
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    Another NSD today! Identifying the days where I know I'll have outgoings, and marking the other days as NSDs in my diary in my diary is really helping me focus and keep on track. 
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • KajiKita
    KajiKita Posts: 7,717 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    1 today 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,657 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done LittleMissDetermined, BlackCoffeeNoSugar, GeorgianaCavendish, Crazycatlady2, Rupacomp and KajiKita imageimageimage An NSD for me image
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    I 'm here! I'm here!! :)

    Going to try very hard to get back into visiting MSE to record my challenge results. 

    This month started looking like it was going to be another silly month where it seems I never get an NSD because of 1 "silly spend". I have applied to renew my (lapsed) Australian passport. Oh my goodness, my gracious me!  Twice I have had  passport photos taken at places that advertise they  meet Australian passport standards, but they have been rejected both times. Each time for different reasons, each time for more than one reason :o  So at least twice this month I have lost an  NSD just to pay £7 to send photos to Australia House  :( Lost another day when the fee came out of my account (£243.53)

    So tomorrow I am trying a third place, after phoning them today and asking: 
    _are the photos produced using dye sublimination on high quality, heavy- weight glossy prints, 200gsm minimum?
    - will you ensure my face is the right size in the frame?
    _will you ensure my photo does not have a dotted appearance, repeated patterns across the image, lines or patches across the image, lack of fine detail as a result of being produced on an inkjet printer? (none of my photos had these faults in, but this was the complaint in my second rejection. Whatever passport staff saw, they didn't like it  :(  Likewise, another complaint was that photo was not to have been altered: wrinkles, moles etc removed (they hadn't  :/ )

    Wish me luck! 

    But I digress , just a tad    :D 

    My 3 NSDs this month so far were:
    Sunday 6th
    Tuesday 8th (petrol allowed spend)
    Wednesday 9th 

    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • KajiKita
    KajiKita Posts: 7,717 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    @Saver-upper, ugh ….. that sounds like hard work and that fee is huge! Is the Aus prime minister doing the admin on your passport?! 

    Well done on persisting, hope it goes through this time. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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