Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
June 2025 NSD Challenge 1/18
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Awesome August's No-Spend Days Challenge!
Comments
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Day 3 early call: currently deciding which task to tackle first...‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
NSD here.
KKAs at 15.05.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £235,841
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 31 books of target 52 in 2025, as @ 18th June
Produce tracker: £183 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Not one today.
Out for lunch.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
NSD #2 for me 😁MFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £97,725
2024 Overpayment = £675.66
2025 Overpayment = £529/£7002 -
AugustOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targetsAuntieL 2/10beanielou 2/19
BlackCoffeeNoSugar 2/10
cathybird 3/15
Crazycatlady2 4/15
Dizzy Imp
GeorgianaCavendish 2/19
IndiJonesi
jammy dodger
KajiKita 3/15
lianne1984
LemonadeBudget 3/15
LittleMissDetermined 2/14
Makingabobor2 1/15
MrsCautious
outoftheviciouscircle 1/15
QueenJess 15
Rupacomp 2/15
Saver-upper
short bird 3/18
2sonmum 10
Newcomers welcome 
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This is day 2 today for me. Technically I did spend on bus fares and groceries, but I’m allowing those, and took a lot of satisfaction avoiding frippery spending. Won’t get another one until well into next week 🙈1
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@[Deleted User] yes, it's a good feeling not frittering it away x[Deleted User] said:This is day 2 today for me. Technically I did spend on bus fares and groceries, but I’m allowing those, and took a lot of satisfaction avoiding frippery spending. Won’t get another one until well into next week 🙈 1 -
NSD today!!!Savings goal by 31/12/24: £22000
Dec 23: £6945.232 -
Well done short bird, KajiKita, AuntieL, BlackCoffeeNoSugar and Rupacomp
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NSD on Friday 😁2
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