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Awesome August's No-Spend Days Challenge!
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Back from holiday last night, so kicking off today with a NSD. Will be doing some food shopping, but I have a list and it’s necessary, so doesn’t count.2025 decluttering: 4,908 🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅🌟2025 use up challenge: 351🥉🥈🥇💎🏆Mini freezer challenge 0/-20Big kitchen declutter challenge 115/1502025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002
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Today will be MOT and takeaway so not a NSD 🤷♀️2
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Day 4 - my goodness, it's dismal out there.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Not an NSD today - been out and online buying bits for my crafting cupboard project ❤️🤩
(It does feel good to have such a targeted spend, not just fritter as someone else up the thread said 😊).
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 46 books of target 52 in 2025, as @ 28th August
Produce tracker: £353 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
2nd one of the month for me todayMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,524....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £590/£3000
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Studies/surveys August £32.11
Decluttering items 936
Books read 16
Jigsaws done 9
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up0 -
AugustOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
August targetsAuntieL 2/10beanielou 3/19
BlackCoffeeNoSugar 2/10
cathybird 4/15
Crazycatlady2 4/15
GeorgianaCavendish 2/19
jammy dodger
KajiKita 3/15
LemonadeBudget 3/15
LittleMissDetermined 2/14
Makingabobor2 2/15
outoftheviciouscircle 1/15
QueenJess 1/15
Rupacomp 3/15
Saver-upper
short bird 4/18
2sonmum 10
Newcomers welcome 
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@QueenJess hope you had a good holiday xQueenJess said:Back from holiday last night, so kicking off today with a NSD. Will be doing some food shopping, but I have a list and it’s necessary, so doesn’t count.
@short_bird very dark and meh, a bit like late Octobershort_bird said:Day 4 - my goodness, it's dismal out there.
@KajiKita happy crafting!KajiKita said:Not an NSD today - been out and online buying bits for my crafting cupboard project ❤️🤩
(It does feel good to have such a targeted spend, not just fritter as someone else up the thread said 😊).
KK
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Well done Crazycatlady2, QueenJess, beanie, short bird and Makingabobor2
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I've got my 3rd NSD today! My plan is working!Savings goal by 31/12/24: £22000
Dec 23: £6945.232
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