Debt-free journey started August 2023. DF 02/09/2024 🥳 (except mortgage)
October 2025 NSD Challenge 10/18
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Awesome August's No-Spend Days Challenge!
Comments
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Unexpected first NSD today!2
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can I join please going for 10 days
#025 Sealed pot challenge2 -
First time post

I’m taking the advice and am going to try for 10 NSDMFW 2025 #45
Jan 2016 Mortgage = £149,895
Current outstanding = £94,306.78
2024 Overpayment = £675.66
2025 Overpayment = £645/£7002 -
HelloAuntieL said:First time post
I’m taking the advice and am going to try for 10 NSD
WElcome to MSE & to our lovely thread.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
AugustOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
August targetsAuntieL 10beanielou 1/19
BlackCoffeeNoSugar 1/10
cathybird 15
Crazycatlady2
Dizzy Imp
GeorgianaCavendish 19
IndiJonesi
jammy dodger
KajiKita 1/15
lianne1984
LemonadeBudget 15
LittleMissDetermined 1/14
Makingabobor2
MrsCautious
outoftheviciouscircle 1/15
QueenJess 15
Rupacomp 15
Saver-upper
short bird 1/18
2sonmum 10
Newcomers welcome 
1 -
hi 2sonmum
and
AuntieL
and welcome
I've added you both to the list, best of luck with the challenge! 2sonmum, I've added you on to the end because 2 when it's spelt as two starts with a t, just in case you were wondering

2 -
Declaring day 1/15 hereTotal debt when my journey began in December 2022- £66,133.42
Current debt May 2024- £40,064.57
Repaid 39.42%0 -
Nah, still the 20 dayer for me! 😉😊cathybird said:
I think my favourite one is actually the frog!KajiKita said:Loving the emojis for this month 🤩❤️
I want the 20 NSDs one now …. 😂
KK
NSD 1 today! Aaaaand we’re off!KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Day 1.
Good luck, all!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2
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