The Senior Wonder Years!

Lily8

Have a lovely holiday Baron_Dale. Cyprus in  May sounds lovely too

missile

Albermarle said:

[Deleted User] said:

The sort of lease I was thinking about is more like a rental when you give the car back at the end of the lease period and then lease another one. This could be attractive if it included servicing, insurance etc...You would also would not have to use your capital to pay for the car. (Apart from an initial deposit payment I think.)

90% of new cars in the UK bought by the public are with Personal Contract Purchase Plans.
You pay a deposit, then monthly payments for 3 or 4 years. At the end of the lease period, you can choose between keeping the car in return for a so called balloon payment, or give the car back.
The reason PCP plans are popular is that it keeps the monthly payments lower than with buying the car with a loan or HP., although the obvious downside is that you have a big payment at the end, or have to give the car back.
I think servicing can be included or not, but I think ( not 100% sure) you would normally sort the insurance out yourself.
One issue I am aware of personally is that if you hand the car back with any sort of damage, they charge you.
Even relatively minor damage, like stone chips, very small dings etc need to be sorted out before you hand it back as they will charge you top dollar for any damage they can find ( and they look very closely). The sort of damage that if you were keeping the car you probably would never bother sorting out.
This explains it all.
Personal Contract Purchase (PCP) car finance explained (thecarexpert.co.uk)

I have used PCP and benefitted from a discount I then took a great option to cancel within 14 days and pay the discounted price. My concern with PCP is heafty charges if you exceed mileage or decide to change car early

missile

Albermarle said:

If the OP's elderly mother was to be in receipt of higher rate mobility allowance then he may be able to lease a vehicle via the Motability Scheme at potentially attractive rates

I think to be correct she would be able to use the Motability scheme ( not him). He could be the nominated driver, but in theory at least he should only ever use the car for her benefit. Such as driving her around, going to the shops for her etc. Obviously practically it would be quite difficult for anyone to monitor, and there are some grey areas, but ethically at least it would not be right to go off on holiday for two weeks in the car without taking her.

In case people do not know there is a disability forum where these kind of things ( including stairlifts ) are discussed.

Disability money matters — MoneySavingExpert Forum

Do know of one person who was caught miss-using parents mobility car. The blue badge was withdrawn and disabled elderly parent suffered.

Albermarle

missile said:

Albermarle said:

If the OP's elderly mother was to be in receipt of higher rate mobility allowance then he may be able to lease a vehicle via the Motability Scheme at potentially attractive rates

I think to be correct she would be able to use the Motability scheme ( not him). He could be the nominated driver, but in theory at least he should only ever use the car for her benefit. Such as driving her around, going to the shops for her etc. Obviously practically it would be quite difficult for anyone to monitor, and there are some grey areas, but ethically at least it would not be right to go off on holiday for two weeks in the car without taking her.

In case people do not know there is a disability forum where these kind of things ( including stairlifts ) are discussed.

Disability money matters — MoneySavingExpert Forum

Do know of one person who was caught miss-using parents mobility car. The blue badge was withdrawn and disabled elderly parent suffered.

Blue badge and mobility cars  are two separate issues.

A Motability car, funded mainly by disability mobility benefit payments, should only be used for the benefit of the eligible person, even if they are not the actual driver ( because they are unable to drive) . However the driver could use the car alone if they were picking up shopping, driving from their home to the eligible persons home etc. It is clearly quite difficult to monitor this with a few grey areas.

A Blue badge can be used when parking any car, not just Motability vehicles. You can get a blue badge even if you are not in receipt of disability benefits. However a blue badge can not be used unless the owner of the blue badge is actually in the vehicle, or you are picking them up. Using a blue badge when the owner is not in the vehicle happens a lot, but there is the potential to get caught.

missile

Albermarle said:

missile said:

Albermarle said:

If the OP's elderly mother was to be in receipt of higher rate mobility allowance then he may be able to lease a vehicle via the Motability Scheme at potentially attractive rates

I think to be correct she would be able to use the Motability scheme ( not him). He could be the nominated driver, but in theory at least he should only ever use the car for her benefit. Such as driving her around, going to the shops for her etc. Obviously practically it would be quite difficult for anyone to monitor, and there are some grey areas, but ethically at least it would not be right to go off on holiday for two weeks in the car without taking her.

In case people do not know there is a disability forum where these kind of things ( including stairlifts ) are discussed.

Disability money matters — MoneySavingExpert Forum

Do know of one person who was caught miss-using parents mobility car. The blue badge was withdrawn and disabled elderly parent suffered.

Blue badge and mobility cars  are two separate issues.

A Motability car, funded mainly by disability mobility benefit payments, should only be used for the benefit of the eligible person, even if they are not the actual driver ( because they are unable to drive) . However the driver could use the car alone if they were picking up shopping, driving from their home to the eligible persons home etc. It is clearly quite difficult to monitor this with a few grey areas.

A Blue badge can be used when parking any car, not just Motability vehicles. You can get a blue badge even if you are not in receipt of disability benefits. However a blue badge can not be used unless the owner of the blue badge is actually in the vehicle, or you are picking them up. Using a blue badge when the owner is not in the vehicle happens a lot, but there is the potential to get caught.

I know all that. 

Most (if not all?) those with mobility car will have a blue badge.

Albermarle

missile said:

Albermarle said:

missile said:

Albermarle said:

If the OP's elderly mother was to be in receipt of higher rate mobility allowance then he may be able to lease a vehicle via the Motability Scheme at potentially attractive rates

I think to be correct she would be able to use the Motability scheme ( not him). He could be the nominated driver, but in theory at least he should only ever use the car for her benefit. Such as driving her around, going to the shops for her etc. Obviously practically it would be quite difficult for anyone to monitor, and there are some grey areas, but ethically at least it would not be right to go off on holiday for two weeks in the car without taking her.

In case people do not know there is a disability forum where these kind of things ( including stairlifts ) are discussed.

Disability money matters — MoneySavingExpert Forum

Do know of one person who was caught miss-using parents mobility car. The blue badge was withdrawn and disabled elderly parent suffered.

Blue badge and mobility cars  are two separate issues.

A Motability car, funded mainly by disability mobility benefit payments, should only be used for the benefit of the eligible person, even if they are not the actual driver ( because they are unable to drive) . However the driver could use the car alone if they were picking up shopping, driving from their home to the eligible persons home etc. It is clearly quite difficult to monitor this with a few grey areas.

A Blue badge can be used when parking any car, not just Motability vehicles. You can get a blue badge even if you are not in receipt of disability benefits. However a blue badge can not be used unless the owner of the blue badge is actually in the vehicle, or you are picking them up. Using a blue badge when the owner is not in the vehicle happens a lot, but there is the potential to get caught.

I know all that. 

Most (if not all?) those with mobility car will have a blue badge.

Yes of course, but abusing the mobility car rules would not lead to losing a blue badge. Nor would abusing the blue badge rules lead to losing the mobility car benefits. They are not directly connected and the schemes are run by two completely different entities.
Anyway we are probably digressing too much from the main theme of the thread !

[Deleted User]

I think my thread is going a little of course with all this motability stuff in which I have no interest lol!

Skint_yet_Again

I think people are forgetting this is your diary 😉

Hope you had a good trip 

[Deleted User]

I arrived home from Kent yesterday after a pleasant short break. Spending was within budget and finances have been updated.

Two other relatives have decided to join us for the week in Cyprus next May with the possibility of a fifth. Splitting the cost of the villa four or five ways makes it very economical for everyone.

Just woke up to dark skies and pouring rain, although to be honest the latter is welcome. Unlike most of the country, although we have had rain and wind on and off over the last couple of weeks, we have not any thunderstorms this year! I think our geographical position is a factor.

On Saturday I have my PSA blood test as part of the Prostate Cancer  screening programme. For 48 hours you before the best you have to refrain from vigorous exercise and certain ‘extra-curricular’ activities 😉😱 otherwise an inaccurate result could be recorded, I will do  my best 😏😛.

I have my pre-op appointment on Tuesday so will have to book the ferry for that today. Plans for next couple of weeks are routine. Once the day surgery is over I can plan ahead with more certainty.

Best wishes to all.

missile

Albermarle said:

missile said:

Albermarle said:

missile said:

Albermarle said:

If the OP's elderly mother was to be in receipt of higher rate mobility allowance then he may be able to lease a vehicle via the Motability Scheme at potentially attractive rates

I think to be correct she would be able to use the Motability scheme ( not him). He could be the nominated driver, but in theory at least he should only ever use the car for her benefit. Such as driving her around, going to the shops for her etc. Obviously practically it would be quite difficult for anyone to monitor, and there are some grey areas, but ethically at least it would not be right to go off on holiday for two weeks in the car without taking her.

In case people do not know there is a disability forum where these kind of things ( including stairlifts ) are discussed.

Disability money matters — MoneySavingExpert Forum

Do know of one person who was caught miss-using parents mobility car. The blue badge was withdrawn and disabled elderly parent suffered.

Blue badge and mobility cars  are two separate issues.

A Motability car, funded mainly by disability mobility benefit payments, should only be used for the benefit of the eligible person, even if they are not the actual driver ( because they are unable to drive) . However the driver could use the car alone if they were picking up shopping, driving from their home to the eligible persons home etc. It is clearly quite difficult to monitor this with a few grey areas.

A Blue badge can be used when parking any car, not just Motability vehicles. You can get a blue badge even if you are not in receipt of disability benefits. However a blue badge can not be used unless the owner of the blue badge is actually in the vehicle, or you are picking them up. Using a blue badge when the owner is not in the vehicle happens a lot, but there is the potential to get caught.

I know all that. 

Most (if not all?) those with mobility car will have a blue badge.

Yes of course, but abusing the mobility car rules would not lead to losing a blue badge.

Any abuse of mobility car rules would almost certainly be an abuse of blue badge rules.