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Mortgage free mayhem

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Comments

  • mathilde said:.


    3. Have a think about how to change my life. I'm 55 next month and I just want a change. I want more free time, I want less stress and angst. I love my job but want to do it 4 days week or something. I don't know. The past couple of months have shown me that life is short. 
    I could have written this sentence myself - also 55 next month, obsessed with reviewing pension options, really want a 4 day week asap but wouldn’t be able to do that in my current job. Mortgage too high, not enough disposable income etc lol but definitely need to make a change. Will follow your thoughts with interest x 
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • mathilde
    mathilde Posts: 182 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Yes definitely we'll keep our eyes on the prize.

    Mortgage in July 2023: £84206
    Mortgage in December 2025: £66292






  • mathilde
    mathilde Posts: 182 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Hey! 

    Mortgage now at £66,292. Overpaid by £300.

    Recovery is going well, thank goodness. So grateful to my surgeon. 

    Also--got my cats back yesterday! When the first surgery failed back in September and I realised I was going to be out of commission for a long time, a colleague actually offered to foster them! Which was so kind of her. Finally got the girls back and getting loads of winter cuddles. Xxx

    About last month's goals, I'm nearly finished with the long-shot job application. It's due 11th December and I just have a couple of bits left to do.

    I might qualify as a yoga teacher in the new year. I'll think about it. 

    Also, I need to build up savings again. When I was unwell I paid out for Ubers, cat boarding (before they got fostered), more expensive groceries (delivered).  Gift hampers for the nursing staff. It all added up! So will focus on savings again.
    Mortgage in July 2023: £84206
    Mortgage in December 2025: £66292






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