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Mortgage free mayhem

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  • mathilde said:.


    3. Have a think about how to change my life. I'm 55 next month and I just want a change. I want more free time, I want less stress and angst. I love my job but want to do it 4 days week or something. I don't know. The past couple of months have shown me that life is short. 
    I could have written this sentence myself - also 55 next month, obsessed with reviewing pension options, really want a 4 day week asap but wouldn’t be able to do that in my current job. Mortgage too high, not enough disposable income etc lol but definitely need to make a change. Will follow your thoughts with interest x 
    Mortgage 1 - 01/2/2015 - £243,750 ; Mortgage 01/11/2024 - £132,576.55
    Mortgage 2 - 2019 - £76,600 ; Mortgage 01/10/2024 - £47,763.29
    MFit-T5 - reduce to £140,000 MFiT-T6 - reduce to £110,000

    01/10/2024 Daily Interest - M1 = £18.27 (!!); M2 = £7.41

    Debt at highest point in 24 -£21,344
    Debt 1st November 24 - £16,192.18 24% paid. Focusing on this in earnest!!!
  • mathilde
    mathilde Posts: 172 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Yes definitely we'll keep our eyes on the prize.

    Mortgage in July 2023: £84206
    Mortgage in November 2025: £66879






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