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Chase Banking App, terrible?

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Hello, does anyone have any experience of using the Chase banking app. I've had my account now for just over a year and am pretty happy, the 1% cash back has been a great feature, but..

The app is consistently letting them down. Often for hours at a time when I enter the app the circle loading appears and it's unable to update the balance etc, it's frustrating when having to confirm every payment you're making with your card through the app, it takes you to the app to confirm and then it can't load and just times out.. I've had 2 parking tickets because I've had to confirm the payment through the app and having confirmed it it hasn't wen through because of the app issues. 

I'm going to get in touch with them and complain, has anyone had similar experiences?
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Comments

  • wmb194
    wmb194 Posts: 4,890 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Hello, does anyone have any experience of using the Chase banking app. I've had my account now for just over a year and am pretty happy, the 1% cash back has been a great feature, but..

    The app is consistently letting them down. Often for hours at a time when I enter the app the circle loading appears and it's unable to update the balance etc, it's frustrating when having to confirm every payment you're making with your card through the app, it takes you to the app to confirm and then it can't load and just times out.. I've had 2 parking tickets because I've had to confirm the payment through the app and having confirmed it it hasn't wen through because of the app issues. 

    I'm going to get in touch with them and complain, has anyone had similar experiences?
    Nope, I've had an account from day one it's worked well for me on my current iPhone and previous Android phone. Could the problem be your phone or data/network connection?
  • Indout96
    Indout96 Posts: 2,386 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Always instant for me, was on iPhone 7Plus and now on an iPhone 13 been with Chase for 11 months 
    used it for parking app in Leeds this afternoon and no need to authorise, not sure why it is needing you to authorise such small amounts
    Totally Debt Free & Mortgage Free Semi retired and happy
  • km1500
    km1500 Posts: 2,790 Forumite
    1,000 Posts Second Anniversary Name Dropper
    No problem for me
  • Had my account since day one and only complaint is the second or two it takes to update the 'live" balance.

    It's an irritation, but no more than that atm tbh.

    Android app 
  • Zaul22
    Zaul22 Posts: 381 Forumite
    Third Anniversary 100 Posts Name Dropper
    edited 7 June 2023 at 6:06PM
    Yup I have the problem constantly, It's the worst thing about Chase. Usually if you just close the app and open it again it loads in but sometimes it doesn't and you have just give up trying. It does it regardless of whether I'm currently on data or WIFI and I don't have the problem with any other bank app, it's not a phone problem. 
  • baser999
    baser999 Posts: 1,242 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Been using for a year and no issues
  • dealyboy
    dealyboy Posts: 1,928 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I also have problems with the app, but then I have finger trouble ... I hate smartphones  :s.
  • mikeylpool
    mikeylpool Posts: 48 Forumite
    Ninth Anniversary 10 Posts Name Dropper Photogenic
    Its the same for me. Been with them for a year and it has always been like this.

    I'm giving some thought to moving to a different bank with a better app (other apps I've used do not have the same issue as I see with the Chase one).

    Visually the app is bland. However I am also questioning myself - how much importance should there be on an app if the accounts themselves are above others (e.g. the 1% on current account, and 1% cashback is basically "free" money). I've been doing a comparison between multiple banks trying to get the best alrounder rather than having multiple accounts.

    Chase - good for current and easy access savings. Seems They also now allow multiple current accounts so you can set up accounts for direct debs to separate out bills from day to day.
    Bad for the app (for me - it is the worst app I have ever used in terms of bank account apps), and long term savings, and no Joint account options.

    Leaning towards Monzo, but this is missing a few nice features namely:
    - Multiple easy access savings accounts
    - Cashback and interest on the current account

  • eastcorkram
    eastcorkram Posts: 907 Forumite
    Part of the Furniture 500 Posts Name Dropper
    edited 19 June 2023 at 8:34AM
    Had a chase account for over a year. Use the app a lot, and never once had any negative issue. Using android phone. 
  • Easyjet77
    Easyjet77 Posts: 115 Forumite
    100 Posts Second Anniversary Name Dropper
    edited 19 June 2023 at 8:58AM
    Used chase since it first became available. Only problem with app,for me, is that it is sometimes a little slow, but waiting a few seconds isn't important or any trouble to me.
         Otherwise ,very satisfied with Chase app, account and services.
          I use a cheap entry level android phone, works well.
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