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Magnificent May's NSD Challenge!
Comments
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I chanted for 20 years!KajiKita said:Not one for me today - paid for a CD and shipping from Japan of a new album by my American, Buddhist ex teacher who is also a rap and street artist (very, very long story! 😉).
KKI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.2 -
MayOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
May targets
Adeley 3/15
Ancessitere 5
beanielou 12/15


cathybird 9/15

craftingmad 4/18
Crazycatlady2 8/18

8hoovesarebetterthannone 3/10
GeorgianaCavendish 11/18


jammy dodger 8/14

KajiKita 11/15


leftatthetrafficlights 11/15


lianne1984 4/10
LittleMissDetermined 12/20


Makingabobor2 6/15

MrsCautious 3/16
QueenJess 8/15

Rupacomp 5/14

Saver-upper 10/15


short bird 10/14


StressedSteph 20
Newcomers welcome
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Not one for me, I had a really nice lunch out with friends.
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Well done GeorgianaCavendish, short bird, LittleMissDetermined and beanie


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It does change things 😊beanielou said:
I chanted for 20 years!KajiKita said:Not one for me today - paid for a CD and shipping from Japan of a new album by my American, Buddhist ex teacher who is also a rap and street artist (very, very long story! 😉).
KK
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
It's another NSD for me today please

LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002 -
NSD #11 today please
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A NSD from yesterday and another today.2026 decluttering: 1,025 🤑🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️ ⭐️ ⭐️ ⭐️ ⭐️🏆⭐️
2026 use up challenge: 276🥉 ⭐️🥈🥇 ⭐️ ⭐️💎 ⭐️
2026 decluttering goals I Use up Challenge: 🥉52 🥈100 🥇250 💎365 🏆1,000 👑3,000I 🥉25 🥈50 🥇100 💎150 🏆3002 -
Finally managed a NSD today, that's #4 for me
Well done all!February NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs3 -
Not one for me, my burglar alarm signalled that the siren battery was low, so I have organised to replace it, and I renewed my driving licence while I was about it to get both things out of the way.
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