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Magnificent May's NSD Challenge!
Comments
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I’ve only bought / had delivered food / groceries today so declaring it an NSD 😊
KKAs at 16.10.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £209,304
- OPs to mortgage = £20,180 Estd. interest saved = £10,393 to date
c. 17 months reduction in term
Fixed rate 3.85% ends October 2030
Read 74 books of target 52 in 2026 as @ 14th October.
Produce tracker: £329 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Saturday is day 9 for me.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.2 -
Today is NSD #10, thank you cathybird.
I did get petrol (allowable spend).SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.502 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan.[/b] [11 months left.[/b]2 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
May targets
Adeley 3/15
Ancessitere 5
beanielou 10/15
cathybird 8/15
craftingmad 4/18
Crazycatlady2 8/18
8hoovesarebetterthannone 3/10
GeorgianaCavendish 9/18
jammy dodger 8/14
KajiKita 10/15
leftatthetrafficlights 11/15
lianne1984 3/10
LittleMissDetermined 10/20
Makingabobor2 5/15
MrsCautious 3/16
QueenJess 6/15
Rupacomp 5/14
Saver-upper 10/15
short bird 9/14
StressedSteph 20
Newcomers welcome
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Well done LittleMissDetermined, KajiKita, short bird, Saver-upper and beanie
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Declaring early today 11/15'Happiness is not a destination but the journey you walk every day'
GC - October: £39.94/£350
Debt neutral fund - 3/45
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'1 -
NSD #9 yesterday
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I lost track but I haven’t spent since last time I posted 😂1
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NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1050/£1000 | Sabbatical £5664/£60001
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