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Magnificent May's NSD Challenge!

191012141533

Comments

  • NSD #7 today please 😊 


    (my house has spent loads of money on radiators today but that is a separate budget! 😬 ) 
  • Crazycatlady2
    Crazycatlady2 Posts: 1,077 Forumite
    Fifth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD Wednesday 😁
  • Makingabobor2
    Makingabobor2 Posts: 4,355 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Another one today. Up to now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,084....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £700/£3000
    .

    Studies/surveys  October £29.25

    Decluttering items 1346/
    2025
    Books read    19
    Jigsaws done  11

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 8,392 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD today 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 May 2023 at 10:16PM
    May

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    May targets
    Adeley 3/15 image Ancessitere 5 beanielou 8/15 imageimage cathybird 5/15 imageimage craftingmad 4/18 image Crazycatlady2 4/18 image 8hoovesarebetterthannone 3/10 image GeorgianaCavendish 7/18 imageimage jammy dodger 6/14 imageimage KajiKita 8/15 imageimage leftatthetrafficlights 8/15 imageimage lianne1984 3/10 image LittleMissDetermined 7/20 imageimage Makingabobor2 5/15 imageimage MrsCautious 3/16 image QueenJess 5/15 imageimage Rupacomp 4/14 image Saver-upper 8/15 imageimage short bird 7/14 imageimage StressedSteph 20
    Newcomers welcome :)
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today is NSD #8.

    I did actually go on a few buses today (much cheaper than paying the Clean Air Zone charge for driving into the city), but the money hasn't been taken out of my account yet (think they do it overnight when they know how many trips you've taken).
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • NSD #3 for me please! 
    MBNA - 5004.05/[STRIKE]8854.99 [/STRIKE]Barclaycard - 9464.18/[STRIKE]8241.65[/STRIKE]
    Tesco - 3910.20
    Loans: Santander - 3395/[STRIKE]3984[/STRIKE] Toyato - 2192/[STRIKE]2329[/STRIKE]
    Student loan - 2410/[STRIKE]2550[/STRIKE] Overdraft - 2000/[STRIKE]1500[/STRIKE]
    Grand total 28759.54/[STRIKE]27459.54 [/STRIKE]@ 13.12.12[/CENTER
  • cathybird
    cathybird Posts: 15,837 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Saver-upper, QueenJess, LittleMissDetermined, short bird, beanie, GeorgianaCavendish, Crazycatlady2, Makingabobor2, KajiKita and 8hoovesarebetterthannone imageimageimage
  • Declaring early today 8/15
    'Happiness is not a destination but the journey you walk every day'

    Weight loss challenge 2024:
    Start weight: 9st 13.1lb
    End weight: 8st 13lb

    Weight loss challenge 2025: 
    Start weight: 8st 6lbs
    End weight: 

    JSF: £0/£2000

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Hello, it's another NSD for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £3107
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