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Magnificent May's NSD Challenge!
Comments
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NSD #7 today please 😊
(my house has spent loads of money on radiators today but that is a separate budget! 😬 )2 -
NSD Wednesday 😁2
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Another one today. Up to 5 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,084....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £750/£3000
.
Studies/surveys October £36.23
Decluttering items 1347/2025
Books read 19
Jigsaws done 11
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
NSD today 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 59books of target 52 in 2025, as @ 18th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
May targets
Adeley 3/15
Ancessitere 5
beanielou 8/15
cathybird 5/15
craftingmad 4/18
Crazycatlady2 4/18
8hoovesarebetterthannone 3/10
GeorgianaCavendish 7/18
jammy dodger 6/14
KajiKita 8/15
leftatthetrafficlights 8/15
lianne1984 3/10
LittleMissDetermined 7/20
Makingabobor2 5/15
MrsCautious 3/16
QueenJess 5/15
Rupacomp 4/14
Saver-upper 8/15
short bird 7/14
StressedSteph 20
Newcomers welcome
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Today is NSD #8.
I did actually go on a few buses today (much cheaper than paying the Clean Air Zone charge for driving into the city), but the money hasn't been taken out of my account yet (think they do it overnight when they know how many trips you've taken).SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.502 -
NSD #3 for me please!MBNA - 5004.05/[STRIKE]8854.99 [/STRIKE]Barclaycard - 9464.18/[STRIKE]8241.65[/STRIKE]Tesco - 3910.20Loans: Santander - 3395/[STRIKE]3984[/STRIKE] Toyato - 2192/[STRIKE]2329[/STRIKE]Student loan - 2410/[STRIKE]2550[/STRIKE] Overdraft - 2000/[STRIKE]1500[/STRIKE]Grand total 28759.54/[STRIKE]27459.54 [/STRIKE]@ 13.12.12[/CENTER2
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Well done Saver-upper, QueenJess, LittleMissDetermined, short bird, beanie, GeorgianaCavendish, Crazycatlady2, Makingabobor2, KajiKita and 8hoovesarebetterthannone
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Declaring early today 8/15'Happiness is not a destination but the journey you walk every day'
Weight loss challenge 2024:
Start weight: 9st 13.1lb
End weight: 8st 13lb
Weight loss challenge 2025:
Start weight: 8st 6lbs
End weight:
JSF: £0/£2000
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Hello, it's another NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £7390 | EF £1000/£1000 | Sabbatical £3677/£6000 | Travel savings £1832 | Sinking pots £31072
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