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Magnificent May's NSD Challenge!

191012141533

Comments

  • NSD #7 today please 😊 


    (my house has spent loads of money on radiators today but that is a separate budget! 😬 ) 
  • Crazycatlady2
    Crazycatlady2 Posts: 1,083 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    NSD Wednesday 😁
  • Makingabobor2
    Makingabobor2 Posts: 4,698 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Another one today. Up to now
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £26,984....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  

    Challenges

    EF  £1570/£3000
    .

    Studies/surveys April.....£43.44

    Decluttering items 1402/
    2025.  171/2026
    Books read    23 in 2025.  2026- 9 (target is 52)  
    Jigsaws done  20 in 2025.  3 this year. 

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 9,899 Forumite
    Fifth Anniversary 1,000 Posts Name Dropper Photogenic
    NSD today 😊

    KK
    As at 17.03.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
    - OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 25 books of target 52 in 2026 as @ 5th April. 
    Produce tracker: £73 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • cathybird
    cathybird Posts: 16,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 11 May 2023 at 10:16PM
    May

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    May targets
    Adeley 3/15 image Ancessitere 5 beanielou 8/15 imageimage cathybird 5/15 imageimage craftingmad 4/18 image Crazycatlady2 4/18 image 8hoovesarebetterthannone 3/10 image GeorgianaCavendish 7/18 imageimage jammy dodger 6/14 imageimage KajiKita 8/15 imageimage leftatthetrafficlights 8/15 imageimage lianne1984 3/10 image LittleMissDetermined 7/20 imageimage Makingabobor2 5/15 imageimage MrsCautious 3/16 image QueenJess 5/15 imageimage Rupacomp 4/14 image Saver-upper 8/15 imageimage short bird 7/14 imageimage StressedSteph 20
    Newcomers welcome :)
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today is NSD #8.

    I did actually go on a few buses today (much cheaper than paying the Clean Air Zone charge for driving into the city), but the money hasn't been taken out of my account yet (think they do it overnight when they know how many trips you've taken).
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • NSD #3 for me please! 
    MBNA - 5004.05/[STRIKE]8854.99 [/STRIKE]Barclaycard - 9464.18/[STRIKE]8241.65[/STRIKE]
    Tesco - 3910.20
    Loans: Santander - 3395/[STRIKE]3984[/STRIKE] Toyato - 2192/[STRIKE]2329[/STRIKE]
    Student loan - 2410/[STRIKE]2550[/STRIKE] Overdraft - 2000/[STRIKE]1500[/STRIKE]
    Grand total 28759.54/[STRIKE]27459.54 [/STRIKE]@ 13.12.12[/CENTER
  • cathybird
    cathybird Posts: 16,479 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Saver-upper, QueenJess, LittleMissDetermined, short bird, beanie, GeorgianaCavendish, Crazycatlady2, Makingabobor2, KajiKita and 8hoovesarebetterthannone imageimageimage
  • Declaring early today 8/15
    'Happiness is not a destination but the journey you walk every day'

    Jan GC: £74.77/£100
    DNF: £1471.53/£6700
    Garden sections: 0/21

    DNF: 3/45

    Save 12k in 2026: #37 £1471.53/£6700

    'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'

  • Hello, it's another NSD for me today
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017
    EF £1000/£1000 | Sabbatical £4685/£6000
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