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Magnificent May's NSD Challenge!
Comments
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NSD #7 today please 😊
(my house has spent loads of money on radiators today but that is a separate budget! 😬 )2 -
NSD Wednesday 😁2
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Another one today. Up to 5 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £26,984....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule.Challenges
EF £1570/£3000
.
Studies/surveys April.....£43.44
Decluttering items 1402/2025. 171/2026
Books read 23 in 2025. 2026- 9 (target is 52)
Jigsaws done 20 in 2025. 3 this year.
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
NSD today 😊
KKAs at 17.03.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £219,071
- OPs to mortgage = £17,793 Estd. interest saved = £9,021 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 25 books of target 52 in 2026 as @ 5th April.
Produce tracker: £73 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
MayOff to a start =5 days =


10 days =
15 days =
20 days =
Target reached =
Target beaten = 
May targets
Adeley 3/15
Ancessitere 5
beanielou 8/15

cathybird 5/15

craftingmad 4/18
Crazycatlady2 4/18
8hoovesarebetterthannone 3/10
GeorgianaCavendish 7/18

jammy dodger 6/14

KajiKita 8/15

leftatthetrafficlights 8/15

lianne1984 3/10
LittleMissDetermined 7/20

Makingabobor2 5/15

MrsCautious 3/16
QueenJess 5/15

Rupacomp 4/14
Saver-upper 8/15

short bird 7/14

StressedSteph 20
Newcomers welcome
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Today is NSD #8.
I did actually go on a few buses today (much cheaper than paying the Clean Air Zone charge for driving into the city), but the money hasn't been taken out of my account yet (think they do it overnight when they know how many trips you've taken).SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.502 -
NSD #3 for me please!MBNA - 5004.05/[STRIKE]8854.99 [/STRIKE]Barclaycard - 9464.18/[STRIKE]8241.65[/STRIKE]Tesco - 3910.20Loans: Santander - 3395/[STRIKE]3984[/STRIKE] Toyato - 2192/[STRIKE]2329[/STRIKE]Student loan - 2410/[STRIKE]2550[/STRIKE] Overdraft - 2000/[STRIKE]1500[/STRIKE]Grand total 28759.54/[STRIKE]27459.54 [/STRIKE]@ 13.12.12[/CENTER2
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Well done Saver-upper, QueenJess, LittleMissDetermined, short bird, beanie, GeorgianaCavendish, Crazycatlady2, Makingabobor2, KajiKita and 8hoovesarebetterthannone


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Declaring early today 8/15'Happiness is not a destination but the journey you walk every day'
Jan GC: £74.77/£100
DNF: £1471.53/£6700
Garden sections: 0/21
DNF: 3/45
Save 12k in 2026: #37 £1471.53/£6700
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Hello, it's another NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2026 1p challenge #7 | Cash envelope challenge #01 | SPC #017EF £1000/£1000 | Sabbatical £4685/£60002
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