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Magnificent May's NSD Challenge!
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NSD #7 today please 😊
(my house has spent loads of money on radiators today but that is a separate budget! 😬 )2 -
NSD Wednesday 😁2
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Another one today. Up to 5 nowMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up2 -
NSD today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
May targets
Adeley 3/15
Ancessitere 5
beanielou 8/15
cathybird 5/15
craftingmad 4/18
Crazycatlady2 4/18
8hoovesarebetterthannone 3/10
GeorgianaCavendish 7/18
jammy dodger 6/14
KajiKita 8/15
leftatthetrafficlights 8/15
lianne1984 3/10
LittleMissDetermined 7/20
Makingabobor2 5/15
MrsCautious 3/16
QueenJess 5/15
Rupacomp 4/14
Saver-upper 8/15
short bird 7/14
StressedSteph 20
Newcomers welcome
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Today is NSD #8.
I did actually go on a few buses today (much cheaper than paying the Clean Air Zone charge for driving into the city), but the money hasn't been taken out of my account yet (think they do it overnight when they know how many trips you've taken).SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.502 -
NSD #3 for me please!MBNA - 5004.05/[STRIKE]8854.99 [/STRIKE]Barclaycard - 9464.18/[STRIKE]8241.65[/STRIKE]Tesco - 3910.20Loans: Santander - 3395/[STRIKE]3984[/STRIKE] Toyato - 2192/[STRIKE]2329[/STRIKE]Student loan - 2410/[STRIKE]2550[/STRIKE] Overdraft - 2000/[STRIKE]1500[/STRIKE]Grand total 28759.54/[STRIKE]27459.54 [/STRIKE]@ 13.12.12[/CENTER2
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Well done Saver-upper, QueenJess, LittleMissDetermined, short bird, beanie, GeorgianaCavendish, Crazycatlady2, Makingabobor2, KajiKita and 8hoovesarebetterthannone
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Declaring early today 8/15DNF: £708.92/£1000
JSF: £708.58/£1000
Winter season grocery budget: £600.85/£900
Weight loss challenge 2024: 11/24lbs
1st quarter start:9st 13.1lb
2nd quarter start:9st 9.2 lb
3rd quarter start: 9st 6.8 lb
4th quarter start: 9st 10.2 lb
End weight: 8st 13lb
'It's the small compromises you keep making over time that start to add up and get you to a place you don't want to be'2 -
Hello, it's another NSD for me today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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