Magnificent May's NSD Challenge!

This challenge is about setting yourself a weekly/monthly target of how many No Spend Days you would like to achieve during May. To join, just post your personal target and you are on your way!

Tips for the challenge:
1. Decide on a clear goal weekly or monthly of how many No Spend days you'd like to try and achieve. If you've never done the challenge before, it's probably better to start with a goal of 10 or (at most) 15.
2. It is fine to exclude necessary expenses eg petrol, groceries, pet food, etc, when it comes to deciding what is and isn't an NSD. It is also completely fine to exclude automated or recurring payments such as bills, mortgage or direct debits.
3. It does help to post every time you notch up an NSD, or at least every two or three days ... it's easy to lose track! If you want to keep track of your NSDs in your MSE signature, that can be really motivating too image
4. It also helps to bookmark the thread, it's much easier to find image
5. NSDs are trickier than they seem and easily derailed. It makes the challenge much easier if you notch up as many as you can in the first half of the month.

May

Off to a start = image
5 days = image
10 days = image
15 days = image
20 days = image Target reached = image Target beaten = image
In April I am taking a break from buying: Books
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Comments

  • cathybird
    cathybird Posts: 13,245 Forumite
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    edited 1 May 2023 at 8:41AM
    May targets
    Adeley 15
    Ancessitere 5 beanielou 15 cathybird 15 cherry 22 Crazycatlady2 18 GeorgianaCavendish 18 jammy dodger 14 KajiKita 15 KellyBelly leftatthetrafficlights 15 LittleMissDetermined 20 Makingabobor2 15 MrsCautious 16 QueenJess 15 Rupacomp Saver-upper 15 short bird 14
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • MrsCautious
    MrsCautious Posts: 1,556 Forumite
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    Thank you for the new thread @cathybird.


    My target this month is 16 days without spending any money. 

    I don’t know how soon I can update due to being away somewhere remote this first week - but hopefully that means…no spending! 😀👊🏻👊🏻

    after that I’m looking forward to planning ahead with food so I don’t spend random amounts on lunch at work. And I know bus fares don’t have to count but I have been counting them as I really don’t need to get on a bus when I’m working a 25-minute walk away - and have now started walking through a park! 

    I’ve been without a car for weeks and haven’t missed it that much. 

    Take care and good luck everyone with their targets x 


  • Makingabobor2
    Makingabobor2 Posts: 2,846 Forumite
    First Anniversary Photogenic First Post Name Dropper
    Thanks for the new thread @cathybird, I'll aim for 15 again and hopefully get it this month
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £33,676

    Mortgage 04/24  £17,400 Officially ends June '26 but plan to be MF sooner
    Total OPs 2022 - £240   2023 - £1766
    OPs so far in 2024 £581.00


    Challenges

    EF #68  £335/£1000
    1p a Day '24 #12  £76/£667.  SPC '24 #41 £12.93
    Christmas '24 £12. 
     
    Make £5 a day - Apr £36.30/£150            
    NSDs April 3/15

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up


  • Thanks for setting up the new thread @cathybird, I’m hoping my target isn’t too high, I think I was feeling optimistic! 😂
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2024 £2363.03 | EF £1000/£1000 | Sabbatical £900/£3000 | Holiday spends £430 | General Saver £2562.77
  • KajiKita
    KajiKita Posts: 3,579 Forumite
    First Anniversary First Post Name Dropper Photogenic
    Aiming for 15 this month. I won’t have a brilliant week next week as we are going to London for a family funeral so there will be a lot of food bought on the run, taxi costs, cattery costs etc 🙄 but I hope to make up the deficit in the rest of the month. 

    NSD today to get me off the starting blocks 😊

    KK
    As at 17.03.24:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £255,571, end date brought closer by 2 months  
    - OPs to mortgage = £5,965, Interest saved £2,124, to date
    - LTV 51% @ccord, 51% Yopa
    Fixed rate 2.17% ends October 2024

    Read 12 books of target 52 in 2024 (as @ 9th April)
    Produce tracker: £10.90 of £300

    Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality. 
  • Rupacomp
    Rupacomp Posts: 229 Forumite
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    Hi - thanks for the new thread 😊 I'm going to go for 14 this month. Let's go!
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 May 2023 at 11:53PM
    May

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
    May targets
    Adeley 15 Ancessitere 5 beanielou 15 cathybird 15 cherry 22 Crazycatlady2 18 GeorgianaCavendish 18 jammy dodger 1/14 image KajiKita 1/15 image KellyBelly leftatthetrafficlights 15 LittleMissDetermined 20 Makingabobor2 15 MrsCautious 16 QueenJess 15 Rupacomp 14 Saver-upper 15 short bird 14 StressedSteph 20
    Newcomers welcome :)
    In April I am taking a break from buying: Books
  • cathybird
    cathybird Posts: 13,245 Forumite
    First Post Name Dropper First Anniversary Photogenic
    edited 1 May 2023 at 1:27PM
    Thanks for setting up the new thread @cathybird, I’m hoping my target isn’t too high, I think I was feeling optimistic! 😂
    @LittleMissDetermined feel free to change it, it's much better that people have fun with the challenge & don't feel the target is a bit of a slog? Just my two bobs' worth xx
    In April I am taking a break from buying: Books
  • StressedSteph
    StressedSteph Posts: 2,834 Forumite
    First Anniversary Combo Breaker
    Can I sign up please.
    I'm going for a crazy 20.

    I cant keep frittering my money way.  Think i'm going to delete my Amazon app because its just way too easy.
  • jammy_dodger
    jammy_dodger Posts: 1,925 Forumite
    Name Dropper Photogenic First Anniversary First Post
    1/12   for  me  today  thanks  cathybird x
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