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Magnificent May's NSD Challenge!
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Thanks as always @cathybird for the shiny new thread.
Not one today as I HAD to buy cream for my wrinkly neckI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Hello, I'm going to go with 10 NSDs for May pleaseFebruary NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs1 -
1
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MayOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
May targets
Adeley 2/15Ancessitere 5 beanielou 2/15
cathybird 15 cherry 22 craftingmad 18 Crazycatlady2 18 8hoovesarebetterthannone 10 GeorgianaCavendish 2/18
jammy dodger 1/14
KajiKita 2/15
KellyBelly leftatthetrafficlights 15 lianne1984 1/10
LittleMissDetermined 1/20
Makingabobor2 15 MrsCautious 2/16
QueenJess 15 Rupacomp 1/14
Saver-upper 2/15
short bird 1/14
StressedSteph 20
Newcomers welcome
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hi StressedSteph
and lianne1984
and welcome
I've added you both to the list, best of luck with the challenge!
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Thank you again for running the thread cathybird.
Today was NSD 1/15 for me.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.501 -
NSD today 😊 Declaring early as a statement of intent!KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Please may I join - I'm setting myself a target of 18 this month - maybe optimistic but I'm up for the challengeMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.022
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Thanks so.much @cathybird for a new thread. It was a NSD for me yesterday and another today xx1
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cathybird said:LittleMissDetermined said:Thanks for setting up the new thread @cathybird, I’m hoping my target isn’t too high, I think I was feeling optimistic! 😂Life gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25712
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