Magnificent May's NSD Challenge!
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Saver-upper said:So, today was looking like a NSD. (For years, my only exceptions for spending have been milk, bread, and diesel). About 10 minutes ago, this late at night, my son came and asked if I could buy him his monthly bus ticket So I have bought that for him, but am still going to claim this an NSD because I know I buy this for him every month, and if I'd thought of it, I would have bought it yesterday, which was a spendy day anyway. I haven't actually had an unexpected spend. Just wish I'd thought to offer to buy it for him yesterday.
In March I had exactly the same thing happen. At the end of a NSD, son asks if I can buy his ticket. And it had been a month of days where I'd lost lots of NSDs due to a single spend (dentist, bus ticket, school lunches for either of my school-aged daughters, dog food......)
So for April I thought of all those silly ways I'd lost NSDs, and made a list. I told myself I would aim to buy all these items on the same day. So, when I am having a spend day anyway, I ask myself if I also need bus tickets, school lunches, dog food, diesel, milk and bread. It meant that last month was my best ever NSD month (18 days )
So today has been NSD#3, thank you cathybird.(And welcome home from my home country!)In April I am taking a break from buying: Books
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Whoops - just realised I have not posted my progress
I'm up to 4 NSD's so far and I'm hoping for another one todayMortgage - £2338.07 BTL 1 £51,089.10 BTL 2 £81,504.52 BTL 3 £77,497.02 No Craft Spending in 2023 0/365 Stash Busting Challenge 2023 0/2023 [COLOR3 -
Declaring early for an NSD today 😊
KKAs at 15.04.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months
- OPs to mortgage = £5,965, Interest saved £2,124, to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 19 books of target 52 in 2024 (as @ 17th May)
Produce tracker: £25.45 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.2 -
One NSD for yesterday and another for today.2024 decluttering: 9,572 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅⭐️
May mini kitchen declutter challenge: 33/25
May/June mini clothes declutter challenge: 142/200
2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,0002 -
Morning! Claiming another one early today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2024 1p challenge #11 | Cash envelope challenge #01 | SPC #017Sealed pot 2024 £3025.36 | EF £1000/£1000 | Sabbatical £1075/£3000 | Holiday spends £575 | General Saver £30114.483 -
NSD #4 today please
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MayOff to a start =5 days =
10 days =
15 days =
20 days = Target reached = Target beaten =
May targets
Adeley 3/15 Ancessitere 5 beanielou 4/15 cathybird 15 cherry 22 craftingmad 4/18 Crazycatlady2 18 8hoovesarebetterthannone 1/10 GeorgianaCavendish 4/18 jammy dodger 3/14 KajiKita 3/15 leftatthetrafficlights 1/15 lianne1984 1/10 LittleMissDetermined 4/20 Makingabobor2 1/15 MrsCautious 3/16 QueenJess 3/15 Rupacomp 2/14 Saver-upper 3/15 short bird 3/14 StressedSteph 20
Newcomers welcome
In April I am taking a break from buying: Books
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Morning all, I'm still pretty jet-lagged so please forgive any mistakes! Let me know if I've made any and I'll fix them.In April I am taking a break from buying: Books
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hello day 3!Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.4
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2 more to add thanks cathybird x4
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