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Magnificent May's NSD Challenge!
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Saver-upper said:So, today was looking like a NSD. (For years, my only exceptions for spending have been milk, bread, and diesel). About 10 minutes ago, this late at night, my son came and asked if I could buy him his monthly bus ticket
So I have bought that for him, but am still going to claim this an NSD because I know I buy this for him every month, and if I'd thought of it, I would have bought it yesterday, which was a spendy day anyway. I haven't actually had an unexpected spend. Just wish I'd thought to offer to buy it for him yesterday.
In March I had exactly the same thing happen. At the end of a NSD, son asks if I can buy his ticket. And it had been a month of days where I'd lost lots of NSDs due to a single spend (dentist, bus ticket, school lunches for either of my school-aged daughters, dog food......)
So for April I thought of all those silly ways I'd lost NSDs, and made a list. I told myself I would aim to buy all these items on the same day. So, when I am having a spend day anyway, I ask myself if I also need bus tickets, school lunches, dog food, diesel, milk and bread. It meant that last month was my best ever NSD month (18 days)
So today has been NSD#3, thank you cathybird.(And welcome home from my home country!)5 -
Whoops - just realised I have not posted my progress
I'm up to 4 NSD's so far and I'm hoping for another one todayMortgage - £2338.07 paid off Feb 2023 BTL 1 £51,089.10 £35789.36 paid off July 2025 BTL 2 £81,504.52 BTL 3 £77,497.023 -
Declaring early for an NSD today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
One NSD for yesterday and another for today.2025 decluttering: 3,848🌟🥉🌟💐🏅🏅🌟🥈🏅🌟🏅💐💎🌟🏅🏆🌟🏅
2025 use up challenge: 328🥉🥈🥇💎🏆
Big kitchen declutter challenge 105/150
2025 decluttering goals I Use up Challenge: 🥉365 🥈750 🥇1,000 💎2,000 🏆 3,000 👑 8,000 I 🥉12 🥈26 🥇52 💎 100 🏆 250 👑 5002 -
Morning! Claiming another one early today
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
NSD #4 today please
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MayOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
May targets
Adeley 3/15Ancessitere 5 beanielou 4/15
cathybird 15 cherry 22 craftingmad 4/18
Crazycatlady2 18 8hoovesarebetterthannone 1/10
GeorgianaCavendish 4/18
jammy dodger 3/14
KajiKita 3/15
leftatthetrafficlights 1/15
lianne1984 1/10
LittleMissDetermined 4/20
Makingabobor2 1/15
MrsCautious 3/16
QueenJess 3/15
Rupacomp 2/14
Saver-upper 3/15
short bird 3/14
StressedSteph 20
Newcomers welcome
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Morning all, I'm still pretty jet-lagged so please forgive any mistakes! Let me know if I've made any and I'll fix them.3
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hello day 3!‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.4 -
2 more to add thanks cathybird x4
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