Magnificent May's NSD Challenge!
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Not one today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
I always feel like I'm cheating claiming a NSD on shopping day, but groceries are a necessity right? And there were no other unnecessary purchases today, so NSD for me today
February NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs5 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
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May targets
Adeley 3/15
Ancessitere 5
beanielou 5/15
cathybird 2/15
craftingmad 4/18
Crazycatlady2 18
8hoovesarebetterthannone 1/10
GeorgianaCavendish 4/18
jammy dodger 3/14
KajiKita 4/15
leftatthetrafficlights 1/15
lianne1984 3/10
LittleMissDetermined 4/20
Makingabobor2 2/15
MrsCautious 3/16
QueenJess 4/15
Rupacomp 2/14
Saver-upper 3/15
short bird 4/14
StressedSteph 20
Newcomers welcome
In April I am taking a break from buying: Books
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Hoping today will NOT be an NSD as I need a new gardening bucket! 😂
KKAs at 15.04.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months
- OPs to mortgage = £5,965, Interest saved £2,124, to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 19 books of target 52 in 2024 (as @ 17th May)
Produce tracker: £25.45 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.3 -
Declaring another NSD early today.2024 decluttering: 9,572 ⭐️🥉⭐️🏅🏅🥈⭐️🏅🥇🏅⭐️🏅🏅⭐️
May mini kitchen declutter challenge: 33/25
May/June mini clothes declutter challenge: 142/200
2024 decluttering goals: 🥉3,000 🥈4,000 🥇5,000 💎12,000 🏆 20,0001 -
One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Day 4 today as didn't make it to the record fair.Cancel the kitchen scraps for lepers and orphans, no more merciful beheadings, and call off Christmas.2
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Number 2 for me today. Been sat in front of TV all day, so no chance to spend.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £32,521
Mortgage 05/24 £16700 Officially ends June '26 but plan to be MF sooner
Total OPs 2022 - £240 2023 - £1766
OPs so far in 2024 £660.00
EF #68 £105/£1000
Challenges
1p a Day '24 #12 £95.49/£667. SPC '24 #41 £14.55
Christmas '24 £30
Make £5 a day - May £83.44/£155
NSDs May 9/15
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-down-the-savings-up1 -
I found my bucket but bought it from cash pocket money so not counting it! As my only other spends today were groceries I’m not counting those either!I declare an NSD ❤️
KKAs at 15.04.24:
- When bought house £315,995 mortgage debt and end date at start = October 2039 <gulp>, now £253,994, end date brought closer by 2 months
- OPs to mortgage = £5,965, Interest saved £2,124, to date
- LTV 51% @ccord, 51% Yopa
Fixed rate 2.17% ends October 2024
Read 19 books of target 52 in 2024 (as @ 17th May)
Produce tracker: £25.45 of £300
Watch your thoughts, they become your words. Watch your words, they become your actions. Watch your actions, they become your reality.1 -
NSD today
February NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs2
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