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Magnificent May's NSD Challenge!
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Still no spending 😱3
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Another one today! Not sure I'll manage next couple days as have some celebrations happeningSavings goal by 31/12/24: £22000
Dec 23: £6945.232 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =Target reached =
Target beaten =
May targets
Adeley 3/15Ancessitere 5 beanielou 15/15
cathybird 11/15
craftingmad 4/18
Crazycatlady2 12/18
8hoovesarebetterthannone 3/10
GeorgianaCavendish 12/18
jammy dodger 8/14
KajiKita 13/15
leftatthetrafficlights 11/15
lianne1984 5/10
LittleMissDetermined 15/20
Makingabobor2 8/15
MrsCautious 5/16
QueenJess 8/15
Rupacomp 7/14
Saver-upper 12/15
short bird 13/14
StressedSteph 20
Newcomers welcome
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Well done LittleMissDetermined, lianne1984, beanie, Crazycatlady2 and Rupacomp3
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Not for me yesterday - took my team out for dinner (Greek) last night and paid for one of them as well as myself as he has finally passed his qualification. Worth every penny to celebrate him and the best food I have eaten out in YEARS! 😊❤️
Unlikely to be an NSD today either: need fuel for the car, sandwiches for lunch (got back too late last night to make it) and sticky neck for the cat!
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
Another one for me yesterday that I forgot to declareMaking the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
Not yesterday and not today … hopeful for the weekend though!3
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Last one for the week today, I'm planning a spendy weekend...
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Day 13 today.‘Keep your eye on the donut and not on the hole.’ David Lynch.
"It’s a beautiful day with golden sunshine and blue skies all the way.” David Lynch.3
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