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Magnificent May's NSD Challenge!
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Another one today . Just grocery shopping from budget which is allowed.Making the debt go down and savings go up
LBM 2015 - debt £57K / Now £28,744....its going down
Mortgage Free December 9th 2024! 18mths ahead of schedule. Since 2022 we paid over £15K in OPs.Challenges
EF #68 £550/£3000
.
Studies/surveys August £7.48
Decluttering items 771
Books read 14
Jigsaws done 8
My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up3 -
NSD here today 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 41 books of target 52 in 2025, as @ 9th August
Produce tracker: £272 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
An NSD at last! Had a few pre-planned days out so knew I'd be spending, so tightening belt last half of maySavings goal by 31/12/24: £22000
Dec 23: £6945.233 -
Gone completely awol as just been so busy at work, managed 2 more NSDs so am now on 5 - ah well, maybe I can do better in second half of the month.3
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Today was NSD #12 thank you cathybird.SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
Pinecone £301,Valued Opinions £10.503 -
MayOff to a start =5 days =
10 days =
15 days =
20 days =
Target reached = 
Target beaten = 
May targets
Adeley 3/15
Ancessitere 5
beanielou 14/15
cathybird 10/15
craftingmad 4/18
Crazycatlady2 11/18
8hoovesarebetterthannone 3/10
GeorgianaCavendish 12/18
jammy dodger 8/14
KajiKita 13/15
leftatthetrafficlights 11/15
lianne1984 5/10
LittleMissDetermined 14/20
Makingabobor2 7/15
MrsCautious 5/16
QueenJess 8/15
Rupacomp 6/14
Saver-upper 12/15
short bird 12/14
StressedSteph 20
Newcomers welcome
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One today.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3 -
Well done Crazycatlady2, LittleMissDetermined, GeorgianaCavendish, short bird, Makingabobor2, KajiKita, Rupacomp, MrsCautious, Saver-upper and beanie
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Another NSD for me today please
LMD xLife gets in the way...PADding is addictive...Saving's better than spending...My savings diary - Now for a healthier, wealthier me2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £25713 -
Declaring a NSD #5 for me nice and early today. Halfway through my target for this month.February NSDs: 0 / 10
February PADs: 2 / 29
February Groceries Challenge: £59 / £250
February Make £5 a Day: £255 / £145
Current Debt: £3159 | CC £1490 | N £571 | C £725 | E £373
Weight Loss Challenge 2024: 0 lbs3
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