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Magnificent May's NSD Challenge!

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Comments

  • Makingabobor2
    Makingabobor2 Posts: 4,257 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Another one today . Just grocery shopping from budget which is allowed. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024!      18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £590/£3000
    .

    Studies/surveys  August £32.11

    Decluttering items 986
    Books read    16
    Jigsaws done  10

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • KajiKita
    KajiKita Posts: 7,964 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    NSD here today 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 48 books of target 52 in 2025, as @ 31st August
    Produce tracker: £353 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Rupacomp
    Rupacomp Posts: 305 Forumite
    Fourth Anniversary 100 Posts Name Dropper Photogenic
    An NSD at last! Had a few pre-planned days out so knew I'd be spending, so tightening belt last half of may
    Savings goal by 31/12/24: £22000
    Dec 23: £6945.23
  • MrsCautious
    MrsCautious Posts: 1,621 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Gone completely awol as just been so busy at work, managed 2 more NSDs so am now on 5 - ah well, maybe I can do better in second half of the month. 
  • Saver-upper
    Saver-upper Posts: 2,348 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Today was NSD #12 thank you cathybird.
    SPC #36 :staradminx 8.SPC7=£751.10 SPC8=£651.04 SPC9=£843.00 SPC10=£872.76
    Pinecone £301,Valued Opinions £10.50





  • cathybird
    cathybird Posts: 15,713 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 18 May 2023 at 4:27PM
    May

    Off to a start = image
    5 days = image
    10 days = image
    15 days = image
    20 days = image Target reached = image Target beaten = image
     May targets
     Adeley 3/15 image Ancessitere 5 beanielou 14/15 imageimageimage cathybird 10/15 imageimageimage craftingmad 4/18 image Crazycatlady2 11/18 imageimageimage 8hoovesarebetterthannone 3/10 image GeorgianaCavendish 12/18 imageimageimage jammy dodger 8/14 imageimage KajiKita 13/15 imageimageimage leftatthetrafficlights 11/15 imageimageimage lianne1984 5/10 imageimage LittleMissDetermined 14/20 imageimageimage Makingabobor2 7/15 imageimage MrsCautious 5/16 imageimage QueenJess 8/15 imageimage Rupacomp 6/14 imageimage Saver-upper 12/15 imageimageimage short bird 12/14 imageimageimage StressedSteph 20
    Newcomers welcome :)
  • beanielou
    beanielou Posts: 95,845 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    One today.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
    ***Fall down seven times,stand up eight*** ~~Japanese proverb.     ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • cathybird
    cathybird Posts: 15,713 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done Crazycatlady2, LittleMissDetermined, GeorgianaCavendish, short bird, Makingabobor2, KajiKita, Rupacomp, MrsCautious, Saver-upper and beanie imageimageimage
  • LittleMissDetermined
    LittleMissDetermined Posts: 9,718 Forumite
    Part of the Furniture 1,000 Posts Debt-free and Proud! Photogenic
    Another NSD for me today please 
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    My savings diary - Now for a healthier, wealthier me
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • lianne1984
    lianne1984 Posts: 303 Forumite
    Part of the Furniture 100 Posts Name Dropper Combo Breaker
    Declaring a NSD #5 for me nice and early today. Halfway through my target for this month.
    February NSDs: 0 / 10
    February PADs:  2 / 29
    February Groceries Challenge: £59 / £250
    February Make £5 a Day: £255 / £145
    Current Debt: £3159  | CC £1490 | N £571 | C £725 | E £373
    Weight Loss Challenge 2024: 0 lbs

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