📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Now for a healthier, wealthier me

12223252728119

Comments

  • Welcome @BlueJ94, hope you're doing OK? 

    It's been a lovely weekend and I am now back at work with a bump. I was at the gym at 6am again and I'm feeling good. We are staying at my sisters tonight for her actual birthday party so I won't get to to in the morning but I'll be back at it on Weds morning. I have split out my days now and I have a plan :)

    Finance wise, it was a NSD yesterday but not today as we are out this evening. I've been making my PADs and today filled my #47 envelope too. A few bills have come out this morning but I think that's it for a while now.  I should be able to get a few more NSD's this week before another busy weekend... Honestly, this month is none-stop!

    Hope you're all doing OK?
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning all, happy Tuesday :) It's quite a nice morning here, although it isn't warm so still not the summer weather we should have at this time of year. It's nice enough for all the windows to be open and blow the cobwebs away.

    I've already done a prolific study this morning which was instantly approved which was great, available balance isn't quite £5 though so can't cash out yet.  I do have almost £12 pending approval too, just seems to be taking a while.  £3 PAD today sent to the EF and it's a NSD for me. Y-Live has been very quiet lately, as has Pinecone... they tend to come in waves though. 

    Busy day ahead, lots of meetings scheduled and then I'm tackling housework tonight. So rock and roll :D 
    Have a fun day
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • A little Prolific survey pushed me over the £5 so I have cashed out and sent £5.06 to the sealed pot
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • lucielle
    lucielle Posts: 11,513 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    You do so well with your PADs!  
    L
    Total Debt Dec 07 £59875.83 Overdrafts £2900,New Debt Figure ZERO !!!!!!:j 08/06/2013
    Lucielle's Daring Debt Free Journey
    DFD Before we Die!!!! Long Haul Supporter #124
  • Makingabobor2
    Makingabobor2 Posts: 4,230 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    I had a study first thing as well to push me over the cash out limit. Am leaving it till later in the hope I may get some more this afternoon. Nothing so far though.  
    I need to get back to PADding, I seem to have fallen by the wayside with that. 
    Making the debt go down and savings go up

    LBM 2015 - debt £57K / Now £28,524....its going down

     Mortgage Free December 9th 2024! 
    18mths ahead of schedule.  Since 2022 we paid over £15K in OPs.

    Challenges

    EF #68  £570/£3000
    .

    Studies/surveys  August £14.50

    Decluttering items 929

    Books read    15
    Jigsaws done  8

    My debt free diary...https://forums.moneysavingexpert.com/discussion/6396218/we-will-get-this-debt-d£own-the-savings-up


  • Good morning all and welcome to Wednesday, the hump of the week. We still have sunshine at the moment which is nice, although it's all set to change for the weekend unfortunately. 

    Gym session done today, Weds is arms day... they aren't feeling bad at the moment but no doubt that will change later haha! No regrets for going early so far, the 5am wake ups are worth getting it out of the way. 

    Finance wise, it's a NSD for me today, no plans to spend until the weekend when I am out for another birthday on Saturday. Today's PAD was £50 to various places but included £3 to the EF. It's 41% to target now and I don't feel like I am even trying so it's great doing it this way.  

    Nothing available to cash out on Prolific this morning, £11+ pending so I'll keep checking it :)
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Very quick update from me as I have a busy day with calls starting at 8am :( 

    Managed to cash out £5.20 from Prolific this morning and sent that to the sealed pot, along with £3 to the EF.  It will be a NSD for me today.

    Have a good one everyone.
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    You do so well with PA. They really are a good site. ANd it does feel like free money. Of course I know our info is valueable, but it feel like a good pay off!!
    I had a really good run and them I lost interest as I had reached my goal. But now I have a new goal and Im back on it!!
    Flowers x
    ♥️ ♥️ ♥️
    🌸🌸🌸🌸🌸🌸🌸🌸
    Decluttering 2025 So far 403 / 2025
    Decluttering 2024🏅🏅🥇🏅🏅🏅⭐⭐⭐🌸 DS2🏅🏅DD🏅🥇🌸
    25 in 25 So far 1 /25

    ⭐My rambling savings Diary ~⭐
  • You do so well with PA. They really are a good site. ANd it does feel like free money. Of course I know our info is valueable, but it feel like a good pay off!!
    I had a really good run and them I lost interest as I had reached my goal. But now I have a new goal and Im back on it!!
    Flowers x
    It helps that I am sat on my a$$ in front of a laptop all day :D  

    But seriously, they are a really good survey company and lots of the surveys they host feel more like a game than market research.
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
  • Good morning all. Today will be another NSD for me ahead of a spendy weekend. I have a birthday event and friends are staying. Tonight I will be cleaning round and making up the spare rooms with fresh bedding (and then closing the doors so the dog doesn't decide to sleep on them :D  

    My PAD today was £3 to the EF, nothing much else going on finance wise... still have £8 pending in prolific so will keep an eye on that but it's all quiet for the time being. I've got al I need for my holiday now so I just need to keep some money in reserve for spending. I got 250 euro from the travel money kiosk the other day and any additional I will withdraw over there or use my monzo card as it's fee free for spending.

    I am looking forward to the weekend, this week seems to have dragged a bit... I am really busy now until I go on holiday so it will be a welcome break. I have yet another birthday next weekend and another day out so the likelihood of actually reaching my NSD target is looking slim.  August is a very busy month for me. 

    That's all this week folks, I'll be back on Monday unless Prolific gets approved then I'll pop back with that, else I will forget haha.  Hope you all have a good weekend!
    LMD x
    Life gets in the way...PADding is addictive...Saving's better than spending...
    2025 1p challenge #41 | Cash envelope challenge #01 | SPC #017
    Sealed pot 2025 £6573 | EF £1000/£1000 | Sabbatical £3364/£6000 | Travel savings £1508 | Sinking pots £2571
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.