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Octopus Agile

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  • Netexporter
    Netexporter Posts: 1,960 Forumite
    1,000 Posts First Anniversary Name Dropper
    You can make additional payments via your app/account page at any time.
  • QrizB
    QrizB Posts: 18,222 Forumite
    10,000 Posts Fourth Anniversary Photogenic Name Dropper
    bob2302 said:
    Newbie_John said:
    I've had my DD set to £1 and kept paying by Chase 1% cashback card on the day the bill arrived. Never had a balance over £5 with them.
    How, does that work? Do you have to phone them each month?
    You can pay by card online, IIRC.
    N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Ripple Kirk Hill member.
    2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 34 MWh generated, long-term average 2.6 Os.
    Not exactly back from my break, but dipping in and out of the forum.
    Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!
  • masonic
    masonic Posts: 27,209 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes, I load my account using a credit card just prior to each monthly bill for cashback.
  • bob2302
    bob2302 Posts: 555 Forumite
    500 Posts Second Anniversary Name Dropper
    masonic said:
    Yes, I load my account using a credit card just prior to each monthly bill for cashback.
    It's just that I couldn't see the option on the app; it's just showing me DD top-up.

    Chase wont know what's happening to that money, so I suppose you could transfer more and credit the excess to your bank account. Is that fraud? 
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I suspect if you were routinely overpaying then asking for credit back, it would only be a matter of time before Octopus were looking to change your payment method back to a standard fixed one! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • masonic
    masonic Posts: 27,209 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 December 2024 at 4:45PM
    bob2302 said:
    Chase wont know what's happening to that money, so I suppose you could transfer more and credit the excess to your bank account. Is that fraud? 
    I understand some have played that game. Not only would Octopus probably intervene, but Chase has reportedly warned users about abuse of the system when playing around with certain card fronts that allow transactions to be reallocated between different cards to get cashback from two providers. They would probably do the same for cycling the same funds around for cashback.
  • Newbie_John
    Newbie_John Posts: 1,220 Forumite
    1,000 Posts Second Anniversary Name Dropper
    Yep, not fraud but money recycling - at some point you'll be banned by someone.
    Chase or any other bank may just close your account. Job done.
    I've also seen a case when someone was recycling big £ and they were stopped with money freezed under a fraudalent investigation for nearly 2 months - missing credit card payment date and ending up paying interests, destroying credit score.. risky game  :D
  • EssexHebridean
    EssexHebridean Posts: 24,424 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Having just seen the Agile prices for tomorrow, if anyone wants me I shall be lying down in a darkened room... 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Bendo
    Bendo Posts: 556 Forumite
    Sixth Anniversary 500 Posts Name Dropper
    Yeah,  its pretty bad but the rest of the week should be much better looking at the wind forecast.


  • wrf12345
    wrf12345 Posts: 881 Forumite
    Sixth Anniversary 500 Posts
    For the first time I will have to do my protein cake microwaving at 8.30pm, just got enough from Sunday to get me through tomorrow, no cooked meals again - going peak most of the day...
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