We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Octopus Agile

1…165166168170171…326

Comments

  • Netexporter
    Netexporter Posts: 2,234 Forumite
    1,000 Posts Second Anniversary Name Dropper
    You can make additional payments via your app/account page at any time.
  • QrizB
    QrizB Posts: 20,377 Forumite
    10,000 Posts Fourth Anniversary Photogenic Name Dropper
    bob2302 said:
    Newbie_John said:
    I've had my DD set to £1 and kept paying by Chase 1% cashback card on the day the bill arrived. Never had a balance over £5 with them.
    How, does that work? Do you have to phone them each month?
    You can pay by card online, IIRC.
    N. Hampshire, he/him. Octopus Intelligent Go elec & Tracker gas / Vodafone BB / iD mobile. Ripple Kirk Hill Coop member.
    2.72kWp PV facing SSW installed Jan 2012. 11 x 247w panels, 3.6kw inverter. 34 MWh generated, long-term average 2.6 Os.
    Ofgem cap table, Ofgem cap explainer. Economy 7 cap explainer. Gas vs E7 vs peak elec heating costs, Best kettle!
  • masonic
    masonic Posts: 28,317 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Yes, I load my account using a credit card just prior to each monthly bill for cashback.
  • bob2302
    bob2302 Posts: 633 Forumite
    500 Posts Second Anniversary Name Dropper
    masonic said:
    Yes, I load my account using a credit card just prior to each monthly bill for cashback.
    It's just that I couldn't see the option on the app; it's just showing me DD top-up.

    Chase wont know what's happening to that money, so I suppose you could transfer more and credit the excess to your bank account. Is that fraud? 
  • EssexHebridean
    EssexHebridean Posts: 25,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I suspect if you were routinely overpaying then asking for credit back, it would only be a matter of time before Octopus were looking to change your payment method back to a standard fixed one! 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • masonic
    masonic Posts: 28,317 Forumite
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    edited 3 December 2024 at 3:45PM
    bob2302 said:
    Chase wont know what's happening to that money, so I suppose you could transfer more and credit the excess to your bank account. Is that fraud? 
    I understand some have played that game. Not only would Octopus probably intervene, but Chase has reportedly warned users about abuse of the system when playing around with certain card fronts that allow transactions to be reallocated between different cards to get cashback from two providers. They would probably do the same for cycling the same funds around for cashback.
  • Newbie_John
    Newbie_John Posts: 1,370 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Yep, not fraud but money recycling - at some point you'll be banned by someone.
    Chase or any other bank may just close your account. Job done.
    I've also seen a case when someone was recycling big £ and they were stopped with money freezed under a fraudalent investigation for nearly 2 months - missing credit card payment date and ending up paying interests, destroying credit score.. risky game  :D
  • EssexHebridean
    EssexHebridean Posts: 25,093 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Having just seen the Agile prices for tomorrow, if anyone wants me I shall be lying down in a darkened room... 
    🎉 MORTGAGE FREE (First time!) 30/09/2016 🎉 And now we go again…New mortgage taken 01/09/23 🏡
    Balance as at 01/09/23 = £115,000.00 Balance as at 31/12/23 = £112,000.00
    Balance as at 31/08/24 = £105,400.00 Balance as at 31/12/24 = £102,500.00
    Balance as at 31/08/25 = £ 95,450.00
    £100k barrier broken 1/4/25
    SOA CALCULATOR (for DFW newbies): SOA Calculator
    she/her
  • Bendo
    Bendo Posts: 658 Forumite
    Seventh Anniversary 500 Posts Name Dropper
    Yeah,  its pretty bad but the rest of the week should be much better looking at the wind forecast.


  • wrf12345
    wrf12345 Posts: 997 Forumite
    Seventh Anniversary 500 Posts
    For the first time I will have to do my protein cake microwaving at 8.30pm, just got enough from Sunday to get me through tomorrow, no cooked meals again - going peak most of the day...
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.7K Banking & Borrowing
  • 253.8K Reduce Debt & Boost Income
  • 454.6K Spending & Discounts
  • 245.7K Work, Benefits & Business
  • 601.7K Mortgages, Homes & Bills
  • 177.7K Life & Family
  • 259.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture