Bank Switching question

Stargunner

MikeJXE said:

Stargunner said:

MikeJXE said:

Me too, it seems you missed Santander 

Santander is my main bank that I have had for years, so I may not of qualified.

Santander is my main account for the last 11 years and I will not switch that 

I opened a burner account, switched in online and eventually received £200

No problem whatsoever 

Hopefully Santander will launch another one soon that I can take advantage of 😂

Bridlington1

Stargunner said:

MikeJXE said:

Stargunner said:

MikeJXE said:

Me too, it seems you missed Santander 

Santander is my main bank that I have had for years, so I may not of qualified.

Santander is my main account for the last 11 years and I will not switch that 

I opened a burner account, switched in online and eventually received £200

No problem whatsoever 

Hopefully Santander will launch another one soon that I can take advantage of 😂

It'd be nice if Virgin could do the same at some point too. It's been about a year since I took advantage of their £160 supermarket spend cashback offer and they haven't offered a switching incentive since. They used to offer various switching offers on a near constant basis at one point.

PRAISETHESUN

I opened a second current account with Santander during the last switch incentive, electing to switch during the online application. Saved a phone call/branch visit if I were to have switched into my existing Santander account instead

SVts

Stargunner said:

@SVts & MikeJXE

Did you miss the switch offer from HSBC?

I missed it off the list!

£175 - First Direct
£200 - NatWest
£125 - Co-Op 
£200 - Lloyds
£200 - TSB including £75 stay
£200 -  RBS
£200 - HSBC
£175 - Halifax
£200 - Ulster
£200 - Nationwide
£75 - Tide not a switch but account opening reward
£175 - Barclays

£2125

MikeJXE

SVts said:

Stargunner said:

@SVts & MikeJXE

Did you miss the switch offer from HSBC?

I missed it off the list!

£175 - First Direct
£200 - NatWest
£125 - Co-Op 
£200 - Lloyds
£200 - TSB including £75 stay
£200 -  RBS
£200 - HSBC
£175 - Halifax
£200 - Ulster
£200 - Nationwide
£75 - Tide not a switch but account opening reward
£175 - Barclays

£2125

Must have done, when was it ?

I started December last year 

SVts

£175 - First Direct
£200 - NatWest
£125 - Co-Op 
£200 - Lloyds
£200 - TSB including £75 stay
£200 -  RBS
£200 - HSBC
£175 - Halifax
£200 - Ulster
£200 - Nationwide
£75 - Tide not a switch but account opening reward
£175 - Barclays
£185 - Santander

£2310

Not bad for 12 months of switching. 

I guess that's about it for me though for two years or more as I don't think there are any more banks left to switch to 

WillPS

SVts said:

£175 - First Direct
£200 - NatWest
£125 - Co-Op 
£200 - Lloyds
£200 - TSB including £75 stay
£200 -  RBS
£200 - HSBC
£175 - Halifax
£200 - Ulster
£200 - Nationwide
£75 - Tide not a switch but account opening reward
£175 - Barclays
£185 - Santander

£2310

Not bad for 12 months of switching. 

I guess that's about it for me though for two years or more as I don't think there are any more banks left to switch to 

Virgin Money potentially - they tend to avoid direct cash payouts but there was a bonus worth £160 in cashback in Nov 22.

Nationwide will also let you get a bonus once more on a joint account if that's an option for you.

Idpullthecurtain

How to serial switchers get around the issue of the multiple Hard Searches to open the account.  Do you just ignore?  Doesnt it make being approved for the next account unlikely?

Poquito

Idpullthecurtain said:

How to serial switchers get around the issue of the multiple Hard Searches to open the account.  Do you just ignore?  Doesnt it make being approved for the next account unlikely?

Nothing to get around really. If they’re going to hard search you, they are going to do it. If I get declined for an account (which luckily so far hasn’t happened) then I’ll probably leave it a couple months and get back on it.  

[Deleted User]

In the last 12 months -

150 Lloyds
125 TSB
175 Barclays
125 Co-op (friend referral)
200 RBS
175 Santander (in process)

I have also had these but didn't keep record of the amount -

M&S
Halifax
Yorkshire
HSBC
First Direct