Bank Switching question

IanManc

Stargunner said:

IanManc said:

Stargunner said:

SVts said:

I opened an account with the co-op beginning of February.

This morning I tried to to switch to RBS but got the message 'unable to switch as you current bank is not signed up to the switch deal'  maybe it is because it is a new account as my father switched from the co-op to NatWest last week although his co-op account is years old.

So then I try to switch to Ulster but cannot get past the find a branch menu! No matter what postcode or town name I enter I get the error no branches found. Awful website.

Are you aware that Ulster bank branches are in Ireland. When it asked me to select one during the application
  I entered Belfast and picked.one of those.

 Are you aware that Belfast is in Northern Ireland, in the United Kingdom?

Ulster Bank closed all its branches in Ireland on 21st April 2023.

https://www.ulsterbank.ie/help-and-support/reduced-services.html#:~:text=Cessation of Branch Services&text=On 21st April 2023, all,the 31st of March 2023.

Ok I missed the word Northern out. 

If you want to be picky,  are you aware that 21st April 2023 is in the future, unlike your grammar states.

It's a typo. I meant "closes". Chill out mate!

danny13579

SVts said:

Giving up on this just cannot get passed the branch locator page.

Anyway thanks for the help I'll make sure I'll press the thanks button.

I wouldn't give up so quickly on £200 free cash. Make sure you're using a browser, not the app. Do the usual stuff like clearing cookies and cache. Try a couple of different browsers. Make sure you're on the NI version of the website. Perhaps there's an issue with the website, try again tomorrow.

Stargunner

SVts said:

I try via website. Unable to select a branch and I have tried Belfast 

I applied for an account yesterday. On that screen above enter Belfast and it should show you the branches. 

rothesy

Just type BT1.  Jeeez.

SVts

rothesy said:

Just type BT1.  Jeeez.

Yeah thanks after a cuppa I sussed it in the end. 

dealyboy

SVts said:

rothesy said:

Just type BT1.  Jeeez.

Yeah thanks after a cuppa I sussed it in the end. 

    ... all been there ... and I don't mean Belfast ... BT1 ... (zzz)

pridehappy

Banks often release new switching offers and have done for decades to encourage new customers, although it honestly depends on which bank and their requirements for each individual offer if you'll be able to do it again in future.

Some banks have limits or will only allow you to switch and gain an incentive once, although it's definitely worth it to keep your eye out for other switching offers or even ones from banks you haven't been to.

SVts

SVts said:

I'm new to this bank switching business but feel I have done very well since switching to First Direct in January.
Since then I've created several dummy accounts and managed the following by often switching balances of £0 then depositing whatever is necessary to qualify.

£175 - First Direct
£200 - NatWest
£250 - Co-Op (referred by my father who kindly gave me his £125)
£200 - Lloyds
£125 - TSB with £75 more to follow

Total should be £950  and I also just missed out on another £200 from Santander.

I'm treating this all as a one-off as I'm presuming my future opportunities to switch will be very limited. 
My question is, does this switching business happen every new year or has this been an exceptional year due to the rise in interest rates? 

£175 - First Direct
£200 - NatWest
£250 - Co-Op (referred by my father who kindly gave me his £125)
£200 - Lloyds
£125 - TSB with £75 more to follow
£200 -  RBS
£175 - Halifax

£200 - hopefully from Ulster 

£1525  

A big thank you for pecunianonolet, rothesy, danny13579, dealyboy, Stargunner

Thank you all 

SVts

£175 - First Direct
£200 - NatWest
£125 - Co-Op 
£200 - Lloyds
£200 - TSB 
£200 -  RBS
£175 - Halifax
£200 - Ulster
£200 - Nationwide

TSB paid the £75 installment today so £1,675 for the year so far.

Hopefully another £75 from Tide to come and fingers crossed Santander do the right thing and have a switch offer
:-D

J30

Hi all, I switched to NatWest in Feb and this is the only time I have ever switched. So new to this. However, want to make the most of the incentive available with nationwide. Since switching my last bank I have took on a mortgage and have all my utilities set up etc. does the switch service switch everything to your new bank? Just scared of it going wrong. Thanks