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Bank Switching question

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  • MikeJXE
    MikeJXE Posts: 3,862 Forumite
    1,000 Posts Third Anniversary Name Dropper

    @SVts & MikeJXE

    Did you miss the switch offer from HSBC?
    I did the First Direct and couldn't do both 

    They are smarter than the NatWest group 
  • Stargunner
    Stargunner Posts: 1,002 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 21 November 2023 at 10:53PM
    £175 - First Direct
    £200 - NatWest
    £150 - Lloyds
    £125 - TSB 
    £200 -  RBS
    £175 - Halifax
    £200 - Ulster
    £200 - HSBC
    £200 - Nationwide
    £175 - Barclays 
    £75. - TSb stay to come
    £1500 - HL SIPP transfer 
    £350 - Bestinvest ISA transfer 

    £3725

    First year that i have done these switches

    In addition I also got my wife £1150 from switches. Lloyds didn't pay her switch due to her receiving one from Halifax, but they paid mine even though I also received one from Halifax.
  • MikeJXE
    MikeJXE Posts: 3,862 Forumite
    1,000 Posts Third Anniversary Name Dropper
    Me too, it seems you missed Santander 
  • Stargunner
    Stargunner Posts: 1,002 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    MikeJXE said:
    Me too, it seems you missed Santander 
    Santander is my main bank that I have had for years, so I may not of qualified.
  • I've done pretty well, £2340 all told. Only one I've not been able to get is the Co-op, don't know anybody personally with an account with them. I think the Barclays offer was a strange one, had an account with them earlier this year, was mightily surprised I was entitled to the switch money. I'm a month out on being able to apply for the Nationwide one. Hopefully something will crop up next year. My NatWest switch was back in 2018 so that's probably my best bet.
  • Bazzalona13295
    Bazzalona13295 Posts: 914 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 21 November 2023 at 11:24PM
    I've not gone to the lengths some of you have, just done the 4 these last 12 months which have got me around £7-800.

    Thing is I've got accounts with most banks now, partly for the Yougov money but also because as a mystery shopper being a customer gets me jobs (made over £500 from Barclays jobs this year).

    So I doubt I'll get many more switches simply due to having a lack of options unless a few of the more modern 'app' banks do some offers.


  • MikeJXE said:
    Me too, it seems you missed Santander 
    Santander is my main bank that I have had for years, so I may not of qualified.
    If my memory serves me well existing customers could still get the Santander switching offer for switching into an existing account but had to start the switch in branch or over the phone.
  • MikeJXE
    MikeJXE Posts: 3,862 Forumite
    1,000 Posts Third Anniversary Name Dropper
    MikeJXE said:
    Me too, it seems you missed Santander 
    Santander is my main bank that I have had for years, so I may not of qualified.
    Santander is my main account for the last 11 years and I will not switch that 

    I opened a burner account, switched in online and eventually received £200

    No problem whatsoever 
  • Stargunner
    Stargunner Posts: 1,002 Forumite
    Fifth Anniversary 500 Posts Name Dropper
    edited 22 November 2023 at 8:16AM
    MikeJXE said:
    MikeJXE said:
    Me too, it seems you missed Santander 
    Santander is my main bank that I have had for years, so I may not of qualified.
    Santander is my main account for the last 11 years and I will not switch that 

    I opened a burner account, switched in online and eventually received £200

    No problem whatsoever 
    Hopefully Santander will launch another one soon that I can take advantage of 😂
  • MikeJXE said:
    MikeJXE said:
    Me too, it seems you missed Santander 
    Santander is my main bank that I have had for years, so I may not of qualified.
    Santander is my main account for the last 11 years and I will not switch that 

    I opened a burner account, switched in online and eventually received £200

    No problem whatsoever 
    Hopefully Santander will launch another one soon that I can take advantage of 😂
    It'd be nice if Virgin could do the same at some point too. It's been about a year since I took advantage of their £160 supermarket spend cashback offer and they haven't offered a switching incentive since. They used to offer various switching offers on a near constant basis at one point.
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