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Saving lots in pots!
Comments
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Morning
Savings have gone into their respective pots
Still managing 50 a week into the EF. I'm 100 off 3000 which is the latest target. I might decide to split it and tuck the 2000 somewhere better for longer, maybe and carrying on heading towards 3000 again. Will have a ponder and see what's available.
Car has its mot and service next week , they have quoted just under 200,so hopefully if it passes that is all good and covered I have 350 in the car pot, so all good there.
🎉🎉In other good news I have finished the 365 1p a days challenge,, 🎉🎉woohoo🎉🎉
I currently have £678 pounds in that account. Which is my Xmas money. Very happy that is ready to start spending on Xmas pressies when I see them.
I have a trip to London next week, thinking about staying over, need to look at hotel prices and see if any last minute offers!
🩵Gratefuls🩵
I am so grateful I have money saved in pots, ready for the car and ready for Xmas pressies. Saves so much stress this time of year!
A beautiful full moon, it was stunning
A cheeky lie in this morning, now I need to shift it!
♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐2 -
Loving the gratitude FP 🌹
MORTGAGE BALANCE January 1st £99224.13 🤨 September 1st £120, 615.59 😬Emergency Fund goals:- £2561.91/3000
MOP goals:- £85/ 1000 (before August '25)
SnowBallFund:- £489.05/1300 (before March '25)
New house, new jobs, new debts 😒
Car- 0/12386
Carpet -0/1500
CC - 0/1792 Paid 🥳👏
Car Ins- £434 Paid 🥳👏
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Thanks dfw321
I'm trying really hard to focus on positives,!
Life seems to be a constant uphill struggle. Been really down today, went to a party last night if a dear friend and everyones family seem so happy and easy compared to ours. I feel like running away! Had enough adult ing!
🧡Anyhow todays gratefuls🧡
Delicious raspberries from the garden with fresh cream
DH filled the car up and paid, woohoo!
Saw a friend I've now seen for ages last night. I so wish we lived nearer!♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐2 -
Sorry to hear you are feeling down flowers. Everyone seems so happy when you are not, but don’t believe it! Glad you met up with your friend.0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Sending hugs to you Flower, people are very good at putting on a front, not all is what it seems to be.
"Make Everyday Count"1 -
thanks SYA and Doris for your kind wordsWas more perky yesterday, but feeling down again today. Am fed up feeling rubbish, its not like me at all.Im the one always propping everyone else up!Anyhow, car is at the garage today for a small service and MOT. I have the £200 ready to pay, if nothing else is needed. So good to have the car pot saved up and ready!💚Gratefuls today💚The garage is really nice and I dont ever feel im being fobbed off , they are a very small and friendly outfit and I can walk there which is great.Chocolate ~ gosh Ive enjoyed a couple of rowsfor my elevensies!!!my laptop ~ where would i be if I could just pop in and find out about anything anywhere! having the internet is utterly amazing when you think how it has changed the way we live♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐2
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Yey the car passed the MOT, bar some bulbs. But boo there is an advisory for new rear brake pads.
But i want to change my car soon so, will decide whether it not to get them done when I get a price for the brakes.
Otherwise, a very queit day.
Food money goes across to the joint account which is good news as we have been living out of the freezer last few days.
Need to get an order done tomorrow.
Only my DH and DD here this week. It's very odd not having DS2 around. He text today to say he felt poorly, but didn't answer my text or my call. So I am a bit worried about him. Hoping it's just a cold,! Or maybe it's freshers flu? Is that a real thing!
♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐3 -
morning,DD didnt wake up in time to get the bus this morning so i had to take her in, Traffic was terrible and she was late arriving. this time last year this would have meant she wouldnt have been able to go in at all. (everyone would lookat her!) But she didnt mention anything to me, and she got out of the car fine, so im really hoping that she made it into the lesson! Definetly progress! Just need to buy her a louder alarm!!DS2 is not respoding to my texts. Dont they realise if they say they are ill then you are going to worry about them and want to check they are ok the following day!!More car news, DS2s car is in for an MOT today and then we are going to sell it as DS2 is now up north and not needing a car and wants the pennies! This will also mean more room on the drive as we are currently a 4 car family. Which is quite ridiculous. DH bought a car whilst wating for his new lease car, which took months. but now he has it, he is a bit reluctant to get rid of the old one!!! need to have another conversation me thinks when DS2s car gets sold.i have some work today and then the dentist later on to see what can be done with this tooth that has an infection!greatfulsDD is still managing to get into college and seems to be settling down really welljaffa cakes for breakfast!!! really shouldnt, but i did!!my doggyxx♥️ Your thoughts are incredibly powerful. Choose yours wisely ♥️ = Dr Joe Dispenza =🌸🌸🌸🌸🌸🌸🌸🌸Decluttering 2024🎖️🎖️🎖️🏅🏅🥇⭐🌸 DS2🏅🏅DD 🥇🌸⭐My rambling savings Diary ~⭐2
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Morning Flowers glad your DD managed to go into college & hope DS responds soon. I use what’s app rather than texts because I can at least see if my DS has been on there even if he has been talking to someone else & not replying to me! 😆
Hope his car passes its mot and you can persuade DH to part with his spare car.Fingers crossed dentist visit goes well for you. At least the Jaffa cakes were a nice start to the day 😉0% credit card £1360 & 0% Car Loan £7500 ~ paid in full JAN 2020 = NOW DEBT FREE 🤗
House sale OCT 2022 = NOW MORTGAGE FREE 🤗
House purchase completed FEB 2023 🥳🍾 Left work. 🤗
Retired at 55 & now living off the equity £10k a year (until pensions start at 60 & 67).
Previous Savings diary https://forums.moneysavingexpert.com/discussion/5597938/get-a-grip/p1
Living off savings diary
https://forums.moneysavingexpert.com/discussion/6429003/escape-to-the-country-living-off-savings/p11 -
Just caught up.
You've probably already done this but look into college / uni financial support for the kids, especially if they're in receipt of DL@ or P!P; also its a free bus pass from the local authority if they are.
Sorry to hear you're feeling burnt out, however not surprising and you did well to get this far.Mortgage started 2020, aiming to clear it in 2026.0
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